Today’s Wants, Tomorrow’s Needs
Choosing a home can be an emotional experience, so try to have the full picture before you visit open houses. Use these helpful tools to assess your needs and plan for the future.
Ready to explore your options?
Identify Your Needs
Start thinking about your current needs, but also consider how they might evolve – say over the next five years.
Ask Yourself These Questions
- What does my current home lack?
- What are my future home must-haves?
- What styles and features top my wish list?
- How can I make my home more eco-friendly?
- How many bedrooms and bathrooms do I need today and later as my family grows?
Worksheets
Home Location Worksheet
Download and complete our Home Location Worksheet to figure out where you want to live and what type of home you want. Once completed, share it with your real estate agent.
Home Features Worksheet
Streamline your search by downloading and completing the Home Features Worksheet.
Home buyer insights
Home Options
We'll help you identify the type of home you prefer by giving you the pros and cons of each.
Flexible payment options
A BMO® mortgage has options that can help if your finances are stretched.
Mortgage basics
Learn how a mortgage works, how to build equity, and what terms like amortization actually mean.
Connect with us
Get a mortgage with BMO
Start your pre-approval and get expert advice
Connect with a Mortgage Specialist near you
Get expert insight in-person or over the phone, at your local branch, coffee shop or home — wherever works best.