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Explore your investment options

 

We have investment solutions for you, no matter where you are in life. And, with both do-it-yourself and expertly-managed options, it doesn’t matter if you’re a beginner or a seasoned investor – we’ll help you reach your goal.

 

 

I want to save for:

 

A new home or major purchase

 

Saving up for a new home or major purchase may seem intimidating. But with the right combination of budgeting, saving and tools, we can help you get to your goal.

 

Tip: First-time home buyer? You can use up to $25,000 of your RRSP for a down payment on your home under the Canada Revenue Agency Home Buyers' Plan. Learn more about BMO RRSPs

 

When do you want to reach your savings goal?

 

My retirement

 

We have the right plans and tools to help you retire comfortably. And don’t forget, RRSP growth is tax deferred and your contributions could be tax deductible – so saving for your retirement can be rewarding now!

 

A RRIF, on the other hand, is a great way to manage your finances after retirement.

 

Tip: Maximize your saving potential by limiting your daily spending on coffees and lunches and setting up automatic deposits to your Continuous Savings Plan (CSP). You’ll be surprised how fast your savings grow.

 

What stage are you currently in?

 

Education

 

One thing’s for sure – post-secondary education is expensive. But if you start saving early for your child’s education, or that of a loved one, for the costs (tuition, books, living expenses) you can help get prepared by reducing or avoiding any debt.

 

Tip: You can use an RESP for your child’s education as well as a loved one’s. Make the most of tax-deferred savings as your RESP grows.

 

I am saving for...

 

A different reason or I’m still deciding

 

There are more than a few reasons to invest and save. Whether it’s providing long-term financial security for people with disabilities, or establishing an emergency fund (you never know when you may need it) – we can help you prepare for the future.

 

Tip: Aim to save 10% of your gross (pre-tax) income every month to make the most of your money’s growth potential. A little contribution every month can go a long way over the long term.

 

I am interested in:

 

 

 

 

 

Investment and Savings Plans

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Investment and Savings Products

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Get started today

 

Come into a branch to talk to us

We want to make sure you make the most out of your money. Come into a branch, sit down with us, and we’ll make an investment plan that works for you.

 

 

 

 

 

 

 

 

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