BMO Target Education Portfolios
Get an A+ in education savings with a smart, simple and affordable way to plan for your child’s post-secondary education.
Professionally built portfolios with an optimal blend of low-cost Exchange Traded Funds (ETFs) and BMO Mutual Funds- Built-in risk control with a portfolio that focuses on lower-risk investments as your child approaches post-secondary education
- Leave the heavy lifting to us with a professionally managed portfolio that saves you time
BMO Target Education Portfolio options
Saving for your child’s future shouldn’t feel like advanced calculus, so we’ve made it simple to get started. Your child’s year of birth will point you to the right portfolio. It’s never too early – or too late – to start saving for a post-secondary education.
- Birth year: 2005-2009
Income Portfolio
Target asset allocation
- 100% Fixed income
- 0% Equity
Birth year: 2010-2014
2030 Portfolio
Target asset allocation
- 60 - 100% Fixed income
- 0 - 40% Equity
- Birth year: 2015-2019
2035 Portfolio
Target asset allocation
- 35 - 70% Fixed income
- 30 - 65% Equity
- Birth year: 2020-2024
2040 Portfolio
Target asset allocation
- 15 - 45% Fixed income
- 55 - 85% Equity
- Birth year: 2025-2029
2045 Portfolio
Target asset allocation
- 5 - 30% Fixed income
- 70 - 95% Equity
Mutual fund performance will vary over time, but it’s important to choose a fund based on how it’ll do in the long-term. Find out how our BMO Target Education Portfolios stack up.
Mutual fund fees and expenses vary from one fund to another and can change over time. Learn more about the fees associated with our BMO Target Education Portfolios.
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- This material is for information purposes. The information contained herein is not, and should not be construed as, investment, tax or legal advice to any party. Particular investments and/or trading strategies should be evaluated relative to the individual’s investment objectives and professional advice should be obtained with respect to any circumstance.
- Footnote star details All investments involve risk. The value of a Mutual Fund can go down as well as up and you could lose money. The risk of a Mutual Fund is rated based on the volatility of the Mutual Fund’s returns using the standardized risk classification methodology mandated by the Canadian Securities Administrators. Historical volatility doesn’t tell you how volatile a Mutual Fund will be in the future. A Mutual Fund with a risk rating of “low” can still lose money. For more information about the risk rating and specific risks that can affect a Mutual Fund’s returns, see the BMO Mutual Fund’s simplified prospectus.
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