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Special offer: Get up to $1,000 when you invest by March 1, 2019.*
Learn more

Are you the investor you want to be?

What's your investment style?


Whether you're looking for safety, growth or a balance of both, we'll help create a financial plan that's just right for you. Talk to us today to get started.

Take advantage of these special offers until
March 1, 2019!


Are you a big saver
Looking for tax-free growth?

Limited-time offer:

Special interest rate on new deposits in a BMO® TFSA Savings Account.

Offer Period: January 2 – March 15, 2019

Mutual Funds

Are you craving growth and

Bonus of up to

$75  Bonus1
When you set up a Continuous Savings Plan (CSP) of $50 per week.
Up to  $9251
When you invest with BMO Mutual Funds for the first time.


Are you a big dreamer but a
cautious investor?

Earn up to

After 4 years with the
BMO Smart Return GIC.

*Based on market performance.

Get started now to take advantage of these offers


An investment representative will contact you at a time that works best for you.


Not sure what's right for you?

Answer a few quick questions and we can help you choose.


Invest with the power of BMO Global Asset Management

Over 200 years old

Legacy of safety, trust, and success

17 funds rated 4+ stars4

More than $6 billion in
industry assets1

Managing C$337 Billion5

310 investment professionals
in 21 offices globally

Financial Planning, Investment & Retirement Planning services are provided by BMO Investments Inc., a financial services firm and separate legal entity from Bank of Montreal. 1 Terms and conditions apply. BMO Global Asset Management is a brand name that comprises BMO Asset Management Inc., BMO Investments Inc., BMO Asset Management Corp., BMO Asset Management Limited and BMO’s specialized investment management firms. BMO Mutual Funds are managed by BMO Investments Inc., which is an investment fund manager and a separate legal entity from Bank of Montreal. Commissions, trailing commissions (if applicable), management fees and expenses all may be associated with mutual fund investments. Please read the ETF facts, fund facts or prospectus of the relevant mutual fund before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. For a summary of the risks of an investment in the BMO Mutual Funds, please see the specific risks set out in the prospectus. ETF Series of the BMO Mutual Funds trade like stocks, fluctuate in market value and may trade at a discount to their net asset value, which may increase the risk of loss. Distributions are not guaranteed and are subject to change and/or elimination. 2 Not compounded. BMO Smart Return GICs are issued by Bank of Montreal Mortgage Corporation and guaranteed by Bank of Montreal. The principal amount of a BMO Smart Return GIC is guaranteed and is repayable upon maturity, and in addition, the GIC provides a minimum guaranteed rate of return, but there is no guarantee that you will receive any additional return based upon the performance of the underlying investments. The rate of return for the term payable is the return on the Reference Portfolio, but will not be less than the Guaranteed Rate of Return for the Term or more than the Maximum Rate of Return for the Term. The return on the Reference Portfolio, if any, is determined without reference to any dividends or distributions paid on the securities in the index and is the simple average of the percentage changes in (i) the value of each index in the Reference Portfolio as of the market close 2 business days after the issue date of the GIC, and (ii) the closing values of each index on the calculation date set out in the Terms and Conditions for the GIC. The rate of return for the term is not an annual rate but is the rate of return over the entire term of the GIC. If market disruptions or other special circumstances affect the calculation of the return, the calculation agent may adjust or delay the calculation or payment of interest, estimate the value of the underlying index or a security in the underlying index, replace a security or the underlying index and/or determine the amount of interest, if any, that may be payable in an alternate manner. The rate of return, if any, is based on a price return index, not a total return index. Eligible for Canada Deposit Insurance Corporation (CDIC) deposit insurance up to applicable limits. Visit for more information. The Terms and Conditions for BMO Smart Return GICs are available at your local BMO Bank of Montreal branch. “S&P” is a trademark of The McGrawHill Companies Inc. “TSX” is a trademark of TSX Inc. These marks have been licensed for use by Bank of Montreal. The BMO S mart Return GIC is not sponsored, endorsed, sold or promoted by Standard & Poor’s or the Toronto Stock Exchange and neither party makes any representation regarding the advisability of investing in the BMO Smart Return GIC. 3 The promotional offer begins on January 2nd, 2019 and runs until March 15th, 2019 (“Promotional Period”). Interest rates are per annum. The interest rate of 3.25% is comprised of the posted interest rate of 0.75% plus a bonus interest rate of 2.50%. Interest rates are provided for information purposes only and are subject to change at any time without notice. Current interest rates are available in BMO branches where TFSA Savings Accounts are available, at or by calling 1-877-225-5266. The posted interest rate applies to the entire balance in your TFSA Savings Account. The bonus interest rate only applies to the portion of the balance in your TFSA Savings Account that exceeds the closing balance as of January 1, 2019 and any new cash deposits made between January 2, 2019 – March 15, 2019 (the “promotional period”). The posted interest and the bonus interest are each calculated on the daily closing balance and payable monthly as of the last day of the month. The bonus interest rate offer may be changed or withdrawn at any time without notice. Once the offer period has ended the interest rate returns to the posted rate. All investments in a BMO TFSA are subject to the applicable plan terms and conditions. 4 Past performance is no guarantee of future results. ©2017 Morningstar, Inc. All Rights Reserved. Morningstar Direct, as of August 31, 2018. Morningstar Ratings measure risk-adjusted returns. The overall Morningstar Rating™ for a fund is derived from a weighted average of the performance figures associated with its 3-, 5- and 10-year (if applicable). Past performance is not an indicator or a guarantee of future performance. As of August 31, 2018. 5 As of June 30, 2018. ®/™ Registered trade-marks/trade-mark of Bank of Montreal, used under licence.