Get 2,000 Bonus Miles After your first card purchase!1


Get a response in less than 60 seconds!

Apply Now

BMO® AIR MILES® World EliteTM* Mastercard®*

  • Limited time: 2,000 Bonus Miles1 - that's enough for a select short haul flight2 or enough for $210 towards your purchases3.
  • 1 AIR MILES reward mile for every $10 that you spend on your credit card– that's our ultimate earning rate4
  • Out of Country / Out of province Emergency Medical Coverage5
  • $120 Annual Fee*
    19.99% for Purchases* | 22.99% for Cash Advances*
  • Minimum $80,000 (individual) or $150,000 (household) annual income required.


Rewards Calculator


See how many AIR MILES®† reward miles you could earn in a year.
With so many options, it's easy to get the reward you want.

How much do you spend on your credit card each month?


  • $0
  • $10,000


Earn 1 AIR MILES reward mile/$10 in spend16B

BMO® AIR MILES®† World Elite®* MasterCard®*


Earn 1 AIR MILES reward mile/$10 in spend16B

Rewards Summary


First Year Welcome Bonus


AIR MILES Reward Miles


Total Reward Miles Earned


1st Year


(Includes any applicable welcome bonus)

What can you redeem with Reward Miles



Use of reward calculator is for illustrative purposes only. Values displayed valid as of February 1, 2017.
Rewards are subject to availability at time of redemption. Merchandise items may change without prior notice.

Enjoy more credit card benefits and earn extra rewards

VIP Airport Lounge Access6

Airport Lounge Access: Exclusive access to VIP Airport Lounges worldwide, with the included annual Priority Pass membership and two complimentary passes per year (over $150 value per year).

Additional Cards

Add additional cardholders to your credit card account and earn even more AIR MILES reward miles4.

Earn Bonus reward miles

Earn 2X the reward miles at National Car Rental and Alamo Rent-A-Car7. Plus get up to 25% discount at participating National Car Rental and Alamo Rent A Car locations8.

BMO AIR MILES World Elite Travel and Medical Protection5

Includes Trip Cancellation, plus Collision Damage Waiver benefits on rental cars, 15 days of Out-of-Province/Out-of-Country Emergency Medical benefits up to $2 million, and more.

Download insurance certificate (PDF) for full-coverage details.

Extended Warranty9

Save the cost of buying optional extended warranty insurance on your next purchase by paying with your BMO credit card. This coverage doubles the original manufacturer's warranty period up to a maximum of one additional year.

Download insurance certificate (PDF) for full-coverage details.

Purchase Protection

Get added protection – items bought with your card are automatically insured against theft or damage for 90 days from date of purchase9.

Download insurance certificate (PDF) for full-coverage details.

Terms and Conditions



* Ongoing interest rates, interest-free grace period, annual fees and all other applicable fees are subject to change. Cash advances include Balance Transfers, cash-like transactions and MasterCard cheques. Visit your branch; call the Customer Contact Centre at 1-800-263-2263, or visit for current rates and fees. This is an exclusive online offer and only available on selected website’s. It is not available in BMO branches, or the Customer Contact Centre.



1 Bonus Miles offer is limited to new BMO AIR MILES MasterCard accounts and will be applied to your AIR MILES Collector Account within forty-five (45) days of your first card purchase. This Bonus offer is subject to the AIR MILES Reward Program Terms and Conditions. Applications must be received between February 1, 2017 and August 31, 2017 (“Offer Period”). Limit of one (1) Bonus offer per Collector Account. All Bonus Miles will be credited in accordance with the set balance preference (between AIR MILES Cash and AIR MILES Dream balances) at the time of posting. Existing BMO AIR MILES MasterCard customers who cancel their card during the Offer Period and existing BMO MasterCard customers who transfer into this product during the Offer Period are not eligible. Your credit card account must be in good standing at the time the reward miles are awarded. Reward miles will be credited to the primary cardholder's Collector Account within two (2) business days of your statement date. If you cancel your card within thirty (30) days from the date your account is opened, all Miles earned within that period will be cancelled. This offer may be withdrawn or changed without notice.



2 A short-haul flight is a return flight with origin and destination within the same flight zone having a departure date during low season of Jan. 8 - Feb. 28; Apr. 1 - May 31; Sept. 16 - Dec. 15. All rewards offered are subject to the Terms and Conditions of the AIR MILES Reward Program, are subject to change and may be withdrawn without notice. Some restrictions apply. Quantities may be limited. To redeem for Travel rewards, you must have accumulated sufficient AIR MILES reward miles in your Dream balance. Collectors must pay applicable surcharges, fees and taxes on air travel rewards. Travel rewards may be subject to a minimum advance booking and availability from participating Suppliers. For complete details, see current Program Terms and Conditions available at or call the AIR MILES Customer Care Centre at 1-888-AIR-MILES (in Toronto 416-226-5171).



3 Use Miles in the Cash balance of your AIR MILES Collector Account in-store in increments of ninety-five (95) Cash Miles for $10 towards purchases at participating AIR MILES Partner locations to a maximum of $750 per day and online at in increments of ninety-five (95) Miles for every $10 value from participating AIR MILES eVoucher Partners to a maximum of $750 per day. eVouchers can be used at participating eVoucher Partners' locations in Canada only. See specific eVoucher Reward page for details and any restrictions. Visit to learn more. You must have accumulated sufficient Cash Miles in your Collector Account in order to use Miles towards in-store purchases and eVouchers. All Rewards offered are subject to the Terms and Conditions of the AIR MILES Reward Program, are subject to change and may be withdrawn without notice. For complete details, visit



4/16B Offer is cumulative over the statement period. Award of AIR MILES reward miles is made for purchases charged to your account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, payments, credit or debit adjustments) and is subject to the AIR MILES Terms and Conditions. The number of reward miles will be rounded down to the nearest whole number. Fractions of reward miles will not be awarded.



5 Subject to Terms and Conditions, including limitations and exclusions contained in the BMO AIR MILES World Elite Travel and Medical Protection Certificate of Insurance, which is sent to new cardholders; please refer to the Certificate for further details. Out-of-Province/Out-of-Country Emergency Medical benefits are only applicable to cardholders under the age of 65. BMO MasterCard insurance benefits provided by Allianz Global Risks US Insurance Company (Canadian Branch).



6 Benefits provided by Priority Pass Inc. Value of the Priority Pass membership is calculated as follows: standard membership (US$99) plus two free VIP lounge passes per membership year (worth US$54). Value and benefits of the complimentary Priority Pass membership are subject to change without notice. Use the two complimentary passes for yourself or to cover the cost of the lounge visit of your travelling companion. After using both passes, you can continue to enjoy lounge access for a fee of only $27US per person, per visit.



7 BMO AIR MILES World Elite MasterCard cardholders receive 2x reward miles for every $10 spent. Reward miles are awarded per transaction at participating National Car Rental and Alamo Rent-A-Car locations in any monthly billing period.



8 The contract ID number (3717122 for National Car Rental and 7014883 for Alamo Rent A Car) must be included when making a car rental reservation to receive discounts. Discount applies to base rate only at participating National Car Rental and Alamo Rent A Car locations. Discount varies by rental date, location and vehicle type. Taxes, other governmentally-authorized or imposed surcharges (including GST), license and concession recoupment fees, airport and airport facility fees, fuel, additional driver fee, one-way rental charge and optional items (such as LDW up to US $30 per day) are extra. Renter must meet standard age, driver and credit requirements. 24-hour advance reservation required. May not be combined with other discounts. Availability is limited. Subject to change without notice.



9 Insurance benefits provided by Allianz Global Risks U.S. Insurance Company.