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BMO® AIR MILES®† World Elite®* Mastercard®*

BMO AIR MILES World Elite Mastercard

Welcome offer: Get 2,000 AIR MILES Bonus Miles after your first card purchase.

Get 1 Mile for every $10 in credit card 
purchases16B
  • $120
    annual fee8
  • 19.99%
    for purchases8
  • 22.99%
    for cash advances8

Get 1 Mile for every $10 in credit card purchases.16B

You’ll also get :

  • Complimentary membership in Mastercard Airport Experiences provided by LoungeKey, with exclusive VIP access26B, plus two annual complimentary passes
  • Miles twice at AIR MILES partners when you show your AIR MILES Card too15
  • BMO AIR MILES World Elite Travel and Medical Protection36 offering 15 days of Out of Province / Out of Country Emergency Medical protection up to $2MM, Collision Damage Waiver on rental cars, and more.
  • purchase protection and extended warranty on most items bought with your card37

Here are some of the features that keep your card protected:

Other features you can add

AIR MILES calculator

How many Miles can I earn in a year?

How much do you think you’ll spend per month on your card?
Use of the AIR MILES calculator is for illustrative purposes only.
Based on the calculation that 20% of spend per month are purchases made at participating AIR MILE Partners. Values displayed as of June 29, 2018.

Your results

2,000

total Miles in your first year,

including 2,000 Bonus Miles.
Here’s what you can do with your Dream Miles:
  • Toronto to Thunder Bay

    Toronto to Thunder Bay

    1,020 Miles
  • Vancouver to Kelowna

    Vancouver to Kelowna

    1,020 Miles
  • Calgary to Fort McMurray

    Calgary to Fort McMurray

    1,020 Miles
  • St. John's to Halifax

    St. John's to Halifax

    1,020 Miles
  • Montreal to Toronto

    Montreal to Toronto

    1,105 Miles
  • Calgary to Vancouver

    Calgary to Vancouver

    1,105 Miles
  • Toronto to New York

    Toronto to New York

    1,105 Miles
  • Vancouver to Seattle

    Vancouver to Seattle

    1,105 Miles
  • Calgary to Winnipeg

    Calgary to Winnipeg

    1,445 Miles
  • Ottawa to Halifax

    Ottawa to Halifax

    1,445 Miles
  • Saskatoon to Vancouver

    Saskatoon to Vancouver

    1,445 Miles
  • Regina to Seattle

    Regina to Seattle

    1,445 Miles
  • Vancouver to Los Angeles

    Vancouver to Los Angeles

    1,615 Miles
  • Victoria to San Francisco

    Victoria to San Francisco

    1,615 Miles
  • Vancouver to Las Vegas

    Vancouver to Las Vegas

    1,615 Miles
  • Calgary to Phoenix

    Calgary to Phoenix

    2,295 Miles
  • Winnipeg to Seattle

    Winnipeg to Seattle

    2,295 Miles
  • Montreal to Saskatoon

    Montreal to Saskatoon

    2,380 Miles
  • Toronto to Orlando

    Toronto to Orlando

    2,380 Miles
  • Toronto to Calgary

    Toronto to Calgary

    2,465 Miles
  • Regina to Las Vegas

    Regina to Las Vegas

    2,465 Miles
  • Montreal to Miami

    Montreal to Miami

    2,465 Miles
  • Halifax to Fort Lauderdale

    Halifax to Fort Lauderdale

    2,635 Miles
  • Montreal to Calgary

    Montreal to Calgary

    2,975 Miles
  • Winnipeg to Las Vegas

    Winnipeg to Las Vegas

    2,975 Miles
  • Edmonton to Montreal

    Edmonton to Montreal

    2,975 Miles
  • Vancouver to Toronto

    Vancouver to Toronto

    3,060 Miles
  • Edmonton to New York

    Edmonton to New York

    3,315 Miles
  • Calgary to Chicago

    Calgary to Chicago

    3,315 Miles
  • Toronto to Seattle

    Toronto to Seattle

    3,315 Miles
  • Ottawa to Yellowknife

    Ottawa to Yellowknife

    3,400 Miles
  • Toronto to Los Angeles

    Toronto to Los Angeles

    3,655 Miles
  • Ottawa to Las Vegas

    Ottawa to Las Vegas

    3,655 Miles
  • Montreal to Yellowknife

    Montreal to Yellowknife

    3,655 Miles
  • Vancouver to New York

    Vancouver to New York

    3,995 Miles
  • Montreal to San Francisco

    Montreal to San Francisco

    4,080 Miles
  • Montreal to Seattle

    Montreal to Seattle

    4,080 Miles
  • Quebec City to Las Vegas

    Quebec City to Las Vegas

    4,080 Miles
  • Calgary to Orlando

    Calgary to Orlando

    4,250 Miles
  • Halifax to Las Vegas

    Halifax to Las Vegas

    4,420 Miles
  • St. John's to Los Angeles

    St. John's to Los Angeles

    4,420 Miles
  • Yellowknife to Halifax

    Yellowknife to Halifax

    4,420 Miles
  • Charlottetown to Los Angeles

    Charlottetown to Los Angeles

    4,420 Miles
  • Halifax to Seattle

    Halifax to Seattle

    4,590 Miles
  • St. John's to Seattle

    St. John's to Seattle

    4,590 Miles
  • Victoria to Orlando

    Victoria to Orlando

    4,675 Miles
  • Vancouver to Miami

    Vancouver to Miami

    4,675 Miles
  • Vancouver to Fort Lauderdale

    Vancouver to Fort Lauderdale

    4,675 Miles
  • Kelowna to Fort Lauderdale

    Kelowna to Fort Lauderdale

    4,675 Miles
  • Vancouver to Honolulu

    Vancouver to Honolulu

    4,930 Miles
  • Vancouver to Maui

    Vancouver to Maui

    4,930 Miles
  • Calgary to Maui

    Calgary to Maui

    5,355 Miles
  • Regina to Honolulu

    Regina to Honolulu

    6,120 Miles
  • Saskatoon to Maui

    Saskatoon to Maui

    6,120 Miles
  • Winnipeg to Honolulu

    Winnipeg to Honolulu

    6,290 Miles
  • Whitehorse to New York

    Whitehorse to New York

    6,375 Miles
  • Yellowknife to Maui

    Yellowknife to Maui

    6,460 Miles
  • Toronto to Honolulu

    Toronto to Honolulu

    6,715 Miles
  • Thunder Bay to Honolulu

    Thunder Bay to Honolulu

    6,715 Miles
  • Toronto to Kona

    Toronto to Kona

    6,715 Miles
  • Montreal to Honolulu

    Montreal to Honolulu

    7,225 Miles
  • Montreal to Maui

    Montreal to Maui

    7,225 Miles
  • Quebec City to Maui

    Quebec City to Maui

    7,225 Miles
  • Whitehorse to Orlando

    Whitehorse to Orlando

    7,310 Miles
  • Yellowknife to Orlando

    Yellowknife to Orlando

    7,310 Miles
  • Halifax to Honolulu

    Halifax to Honolulu

    8,245 Miles
  • Halifax to Maui

    Halifax to Maui

    8,245 Miles
  • Calgary to Amsterdam

    Calgary to Amsterdam

    6,375 Miles
  • Vancouver to Shanghai

    Vancouver to Shanghai

    6,630 Miles
  • Vancouver to Rome

    Vancouver to Rome

    6,715 Miles
  • Victoria to Franfurt

    Victoria to Franfurt

    6,715 Miles
  • Calgary to Tokyo

    Calgary to Tokyo

    6,800 Miles
  • Yellowknife to Oslo

    Yellowknife to Oslo

    6,970 Miles
  • Vancouver to Istanbul

    Vancouver to Istanbul

    7,140 Miles
  • Regina to Beijing

    Regina to Beijing

    7,140 Miles
  • St. John's to Dubai

    St. John's to Dubai

    7,140 Miles
  • Saskatoon to Delhi

    Saskatoon to Delhi

    7,140 Miles
  • Quebec City to Honolulu

    Quebec City to Honolulu

    7,225 Miles
  • Montreal to Dubai

    Montreal to Dubai

    7,565 Miles
  • Winnipeg to Hong Kong

    Winnipeg to Hong Kong

    7,565 Miles
  • Montreal to Tel Aviv

    Montreal to Tel Aviv

    7,565 Miles
  • Winnipeg to Beijing

    Winnipeg to Beijing

    7,565 Miles
  • Toronto to Dubai

    Toronto to Dubai

    7,905 Miles
  • Ottawa to Seoul

    Ottawa to Seoul

    7,905 Miles
  • Toronto to Hong Kong

    Toronto to Hong Kong

    7,905 Miles
  • Toronto to Dubai

    Toronto to Dubai

    8,075 Miles
  • St. John's to Honolulu

    St. John's to Honolulu

    8,245 Miles
  • Quebec City to Maui

    Quebec City to Maui

    8,245 Miles
  • Montreal to Hong Kong

    Montreal to Hong Kong

    8,330 Miles
  • Winnipeg to Dubai

    Winnipeg to Dubai

    8,500 Miles
  • St. John's to Delhi

    St. John's to Delhi

    8,500 Miles
  • Winnipeg to Johannesburg

    Winnipeg to Johannesburg

    8,500 Miles
  • Halifax to Delhi

    Halifax to Delhi

    8,500 Miles
  • Regina to Dubai

    Regina to Dubai

    8,925 Miles
  • Saskatoon to Dubai

    Saskatoon to Dubai

    8,925 Miles
  • Edmonton to Dubai

    Edmonton to Dubai

    9,350 Miles
  • Calgary to Johannesburg

    Calgary to Johannesburg

    9,350 Miles
  • Vancouver to Dubai

    Vancouver to Dubai

    9,775 Miles
  • Victoria to Sydney

    Victoria to Sydney

    9,775 Miles
  • Vancouver to Auckland

    Vancouver to Auckland

    9,775 Miles
  • Victoria to Dubai

    Victoria to Dubai

    9,775 Miles
  • Calgary to Sydney

    Calgary to Sydney

    10,200 Miles
  • Blender/Choppers

    Blender/Choppers

    595 Miles
  • Chef's Tools

    Chef's Tools

    595 Miles
  • Hair & Grooming

    Hair & Grooming

    595 Miles
  • Jewellery

    Jewellery

    616 Miles
  • Blenders

    Blenders

    680 Miles
  • Pet Accessories

    Pet Accessories

    680 Miles
  • Scales

    Scales

    680 Miles
  • Toys & Activities

    Toys & Activities

    680 Miles
  • Tools

    Tools

    723 Miles
  • Mixers/Food Processors

    Mixers/Food Processors

    765 Miles
  • Toaster Ovens

    Toaster Ovens

    765 Miles
  • Baby Monitors

    Baby Monitors

    808 Miles
  • Cordless Phones

    Cordless Phones

    808 Miles
  • Fitness

    Fitness

    808 Miles
  • Cleaning & Laundry

    Cleaning & Laundry

    850 Miles
  • Coffee Makers

    Coffee Makers

    850 Miles
  • Flatware

    Flatware

    850 Miles
  • Bed & Bath

    Bed & Bath

    871 Miles
  • Luggage & Bags

    Luggage & Bags

    893 Miles
  • Baby Gear

    Baby Gear

    935 Miles
  • Headsets

    Headsets

    1,020 Miles
  • Watches

    Watches

    1,063 Miles
  • Blu-ray Disc Player

    Blu-ray Disc Player

    1,105 Miles
  • Binoculars

    Binoculars

    1,190 Miles
  • Bluetooth® Speaker

    Bluetooth® Speaker

    1,190 Miles
  • Digital Cameras

    Digital Cameras

    1,360 Miles
  • Sports Memorabilia

    Sports Memorabilia

    1,913 Miles
  • GPS Systems

    GPS Systems

    2,104 Miles
  • Gaming Systems

    Gaming Systems

    2,550 Miles
  • Camcorders

    Camcorders

    3,315 Miles
  • TVs

    TVs

    3,570 Miles
  • Copper Cookware

    Copper Cookware

    4,420 Miles
  • High End Blenders

    High End Blenders

    5,270 Miles
  • High End Coffee Systems

    High End Coffee Systems

    6,460 Miles
  • High End Ladies Watches

    High End Ladies Watches

    7,523 Miles
  • High End Stand Mixers

    High End Stand Mixers

    8,118 Miles
  • High End BBQ's (Seasonal)

    High End BBQ's (Seasonal)

    8,500 Miles
  • Major Appliances

    Major Appliances

    9,350 Miles
  • High End Men's Watches

    High End Men's Watches

    10,200 Miles
  • 60" TVs

    60" TVs

    12,325 Miles
  • High End Electric Bikes

    High End Electric Bikes

    13,600 Miles
  • Massage Chairs

    Massage Chairs

    15,895 Miles
  • 4K TVs

    4K TVs

    19,550 Miles
  • Curve TVs

    Curve TVs

    20,825 Miles

BMO CashBack Mastercard

BMO AIR MILES World Elite Mastercard

BMO World Elite Mastercard

BMO AIR MILES Mastercard

BMO CashBack World Elite Mastercard

BMO Preferred Rate Mastercard

BMO Rewards Mastercard

BMO SPC CashBack Mastercard

BMO SPC AIR MILES Mastercard

BMO U.S. Dollar Mastercard

BMO Prepaid Travel Mastercard

BMO CashBack World Mastercard

BMO AIR MILES World Mastercard

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THIS CARD IS FOR YOU IF YOU WANT TO
Earn cash back and redeem the way you want2B
Earn AIR MILES at our highest rate and redeem Miles for travel, merchandise and more24
Earn BMO Rewards points at our highest rate and redeem points for travel, cash, gift cards merchandise and more24
Earn AIR MILES and redeem Miles for travel, merchandise and more24
Earn cash back at our highest rate and redeem the way you want2B
Save on interest charges with our lowest rate8.
Earn BMO Rewards points9B and redeem points for travel, cash, gift cards, merchandise and more
Earn cash back and redeem the way you want2B
Get SPC Discounts
Earn AIR MILES and redeem Miles for travel, merchandise and more24
Get SPC Discounts.
Shop in U.S. dollars. Avoid exchange rate surprises.
Have a secured payment card loaded with your money.
Earn cash back faster and redeem the way you want2B
Earn AIR MILES faster and redeem Miles for travel, merchandise and more24
ANNUAL FEE
No annual fee8
$1208
$1508
No annual fee8
$1208
$208
No annual fee8
No annual fee8
No annual fee8
U.S. $358
$6.958
$798
$998
WELCOME OFFER
Get up to 4% cash back‡‡ and a 1.99% introductory interest rate on Balance Transfers.§§
Get 2,000 AIR MILES Bonus Miles after your first card purchase
35,000 BMO Rewards welcome points1
Get 500 AIR MILES Bonus Miles, and 1.99% introductory interest rate on Balance Transfers for 9 months§
4% cash back on every purchase**
Get a 3.99% introductory interest rate on Balance Transfers for 9 months.
Get up to 20,000 BMO Rewards points1a and a 1.99% introductory interest rate on Balance Transfers.§§
4% cash back on every purchase††
500 Bonus Miles†*
Plus Get double the Miles on every purchase at participating AIR MILES Partners16D
US$35 annual fee rebate after spending $1,000 in the previous year21
N/A
N/A
N/A
REWARD RATE
1% Cash Back2B
1 Mile for $1016B
  • 3 points for $1 on eligible travel, dining and entertainment9A, 9B
  • 2 points for $1 everywhere else9B
Then get 2x the Miles for every $20 spent at participating AIR MILES Partners16C
Get 1 Mile for every $20 spent everywhere else16B.
1.5% cash back2B
N/A
1 BMO Rewards point for $19B
1% Cash Back2B
1 Mile for $2016B
N/A
N/A
1.25% cash back2A
1 Mile for $1516A
BONUS REWARDS
N/A
Earn 2x Miles17 at National and Alamo Rent a Car25
Earn 2 Bonus points10A at National Car Rental and Alamo Rent a Car
N/A
N/A
Earn double points10B at National and Alamo Rent a Car
N/A
  • Earn 1.25x Miles at Shell14
  • Earn 1.5x Miles17 at National and Alamo Rent a Car25
N/A
N/A
Earn 3% cash back at Shell20
  • Earn 1.25x Miles at Shell14
  • Earn 2x Miles12A at National and Alamo Rent a Car
AIRPORT LOUNGE ACCESS
N/A
Complimentary membership in Mastercard Airport Experiences provided by LoungeKey, with exclusive VIP access26B, plus two annual complimentary passes
Complimentary membership in Mastercard Airport Experiences provided by LoungeKey, with exclusive VIP access26A, plus four annual complimentary passes
N/A
Complimentary membership in Mastercard Airport Experiences provided by LoungeKey26C
N/A
N/A
N/A
N/A
N/A
N/A
Complimentary membership in Mastercard Airport Experiences provided by LoungeKey26C
Complimentary membership in Mastercard Airport Experiences provided by LoungeKey26C
INSURANCE
N/A
Comprehensive Travel and Medical Protection up to 15 days36
Total Travel and Medical Protection up to 21 days46
N/A
  • Comprehensive Travel and Medical Protection38 up to 8 days
  • Roadside Assistance19
N/A
N/A
N/A
N/A
N/A
N/A
  • Travel Protection22
  • Roadside Assistance19
  • Travel Protection22
  • Roadside Assistance19
RATES
19.99% for purchases8
22.99% for cash advances8
19.99% for purchases8
22.99% for cash advances8
19.99% for purchases8
22.99% for cash advances8
19.99% for purchases8
22.99% for cash advances8
19.99% for purchases8
22.99% for cash advances8
11.9% for purchases8
11.9% for cash advances8
19.99% for purchases8
22.99% for cash advances8
19.99% for purchases8
22.99% for cash advances8
19.99% for purchases8
22.99% for cash advances8
19.99% for purchases8
22.99% for cash advances8
No Interest Rate8
N/A for cash advances8
19.99% for purchases8
22.99% for cash advances8
19.99% for purchases8
22.99% for cash advances8
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