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Apple Pay FAQ


Which BMO® credit and debit cards are eligible for Apple Pay


How do I add my BMO credit or debit card to Apple Pay?


Do all merchants accept Apple Pay?


What type of Apple‡‡ devices can I use for Apple Pay?


What is the Device Account Number?


What if my device is lost or stolen?


If I erase my information from my Apple device, does that cancel my physical cards or can I continue to use them?


Why am I being asked to call BMO to validate my card?


Do I get the same protection on transactions I make with Apple Pay as I do with my physical BMO MasterCard card or BMO Debit Card?


If I have more than one BMO credit card, how do I distinguish them?


How do I set my BMO card as the default card for Apple Pay?


I have been asked to input a one-time verification code. What do I do?


Will I still receive rewards associated with my card when making a purchase with Apple Pay?


I have a BMO SPC®** MasterCard; will I still receive a discount when I make purchases with Apple Pay?



Can I still use my BMO Mobile PayPass®* Tag?


Is there a limit when I use my BMO Debit Card for Apple Pay transactions?



  • Apple Pay works with iPhone 6 and later and Apple Watch in stores, and iPhone 6 and later, iPad Pro, iPad Air 2, and iPad mini 3 and later within apps. For a list of compatible Apple Pay devices, see www.apple.com/ca/apple-pay.
  • Apple, the Apple Logo, Apple Pay, iPhone, Apple Watch and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iOS is trademark or registered trademark of Cisco in the U.S. and other countries.
  • ®*MasterCard and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated. Used under license.