The best BMO AIR MILES credit cards!
BMO® AIR MILES®† Mastercard®*
Welcome offer: Get 800 AIR MILES Bonus Miles1! That is $80 in AIR MILES Cash redemption value2.
No Annual Fee Credit Card
Get a 1.99% introductory interest rate on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred3.
Get 2x the Miles for every $20 spent at participating AIR MILES Partners6.
Get 1 Mile for every $20 spent everywhere else4.
Double dip at AIR MILES sponsored locations5.
BMO® AIR MILES ®† World Elite®* Mastercard®*
Welcome Offer: Get 2,000 AIR MILES Bonus Miles and we’ll waive the $120 annual fee for the first year12.
Earn 1 reward mile for every $10 in credit card purchases13.
Exclusive 15% Flight Discount on all AIR MILES flights in North America with no blackout periods14.
Earn 2X the reward miles at National Car Rental®#† and Alamo Rent A Car®#† locations15
Complimentary membership in Mastercard Airport Experiences provided by LoungeKey, with exclusive VIP access7, plus two annual complimentary passes
| Annual fee8 | $120 |
|---|---|
| Purchases8 | 19.99% |
| Cash advances8 | 22.99% |
| Minimum $80,000 (individual) or $150,000 (household) annual income required. | |
Rewards Calculator
How much do you spend on your credit card each month?
BMO® AIR MILES®† Mastercard®*
Rewards summary
Welcome Bonus
AIR MILES Reward MilesTotal reward miles earned
1st YearUse of the AIR MILES calculator is for illustrative purposes only.
Based on the calculation that 20% of spend per month are purchases made at participating AIR MILE Partners. Values displayed as of May 1st, 2020.
BMO® AIR MILES ®† World Elite®* Mastercard®*
Rewards summary
First Year Welcome Bonus
AIR MILES Reward MilesTotal reward miles earned
1st YearEnjoy more credit card benefits and earn extra rewards
Double Dip at AIR MILES Sponsor locations5
Use your BMO AIR MILES Mastercard and AIR MILES Collector Card at an AIR MILES sponsor to earn reward miles from both.
Extended Warranty10
Save the cost of buying optional extended warranty insurance on your next purchase by paying with your BMO credit card. This coverage doubles the original manufacturer's warranty period up to a maximum of one additional year.
Purchase Protection10
Get added protection – items bought with your card are automatically insured against theft or damage for 90 days from date of purchase.
Flight Discount14
(BMO AIR MILES World Elite Mastercard only)
Exclusive 15% Flight Discount on all AIR MILES flights in North America with no blackout periods.BMO AIR MILES World Elite Travel and Medical Protection11
(BMO AIR MILES World Elite Mastercard only)
Includes Trip Cancellation, plus Collision Damage Waiver benefits on rental cars, 15 days of Out-of-Province/Out-of-Country Emergency Medical benefits up to $2 million, and more.
Download insurance certificate (PDF) for full-coverage details.