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Homeowner ReadiLine Rates

Posted Rates for Homeowner ReadiLine Installment Arrangements:

Type* Term Posted Rate
Fixed Rate 1 year (closed) %
Fixed Rate 2 year (closed) %
Fixed Rate 3 year (closed) %
Fixed Rate 4 year (closed) %
Fixed Rate 5 year (closed) %
Fixed Rate 6 year (closed) %
Fixed Rate 7 year (closed) %
Fixed Rate 10 year (closed) %
Variable Rate 5 year (closed) %

*The interest rate for a fixed rate instalment is calculated half-yearly, not in advance. The interest rate for a variable rate instalment is calculated monthly, not in advance. The 5-year variable (closed) term is based in part on today’s Prime Rate and subject to change when Prime Rate changes. Interest rates are provided for informational purposes only and can change at any time without notice.

Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day's date.

Contact a mortgage representative at 1 800 665-9665.

I’m interested in learning more, what can I do?

  • Try the calculator at bmo.com/homeownerreadiline to see how Homeowner ReadiLine can work for you
  • Visit your local branch
  • Call 1 877 CALL BMO

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Prime Rate
Prime Rate %