BMO Business Platinum Credit Card
Easily manage your business finances and improve your cash flow with a business credit card. Enjoy competitive rates and no annual fee.
Your rates at a glance
- Annual fee
$0
- Introductory APR
0% introductory APR on purchases for 12 months from date of account opening footnote 2
- Standard APR
15.49% - 24.49%
Variable APR based on your creditworthiness.
Get even more perks with your business card
Save up to 25% at 40,000+ merchants – including gas, meals, office supplies, hotels and more – with Mastercard Easy Savings®- Enjoy discounts on Intuit QuickBooks® and TurboTax® to streamline your accounting and simplify your taxes footnote 1
- Get up to 20 additional cards so employees can easily make purchases and earn points on behalf of your business
- Get $600 cell phone protection when you charge your monthly wireless telephone bill to your card footnote 3
Enjoy even more benefits – explore them all
Shopping benefits
Enjoy discounts on essential tools for your business, including QuickBooks® & Online TurboTax®. Keep your finances in order, so you can focus on growing your business.
Protect your personal and financial information with services that include credit bureau notifications, card replacement assistance, ID theft education and access to Identity Theft Alerts.
You’ll get double the original manufacturer’s (or U.S. store brand) warranty for up to one year on most new items you buy with your eligible Mastercard that have an original manufacturer’s warranty of one year or less. footnote 4 footnote 5
You’ll get coverage for most items you buy with your eligible Mastercard if the item is damaged or stolen within 90 days of the purchase date. footnote 4 footnote 6
Pay the easy way and make purchases with your smartphone using Apple Pay®, Google Pay™ and Samsung Pay™.
Enjoy peace of mind with your purchases. Pay only for purchases which you have authorized on your Mastercard. Unauthorized purchases are not your responsibility. Conditions and exceptions apply.
Travel benefits
Pays for covered damages (physical damage and theft) to a rental vehicle when you pay for the rental with your Mastercard and you decline the optional collision/damage coverage offered by the rental company. footnote 4
Get answers to your card-related questions anytime, anywhere. Call 1-800-Mastercard or 1-800-627-8372. Mastercard Global Service can help you report a lost or stolen card, get an emergency card replacement or cash advance, find an ATM location and more.
Additional benefits
Get exclusive offers and experiences in the cities where you live and travel, including invitations and experiences in dining, shopping, sports, travel, arts, culture and more!
You can’t buy these offers, but you can enjoy them as a Mastercard holder – that’s why they’re Priceless.
Save 1% to 25% when you shop at qualifying merchants. Use your card for eligible purchases and get automatic rebates at over 40,000 participating locations, including gas, hotels, rental cars, restaurants, office supplies and other business services.
Business Credit Card FAQs
We offer an easy-to-use digital tool that allows you to make credit card payments, download statements and manage alerts, all in one place.
Already have a Business Platinum credit card? You can register for online access now.
To enroll in the Auto Pay option, complete and sign the Enrollment form, then return it by mail or to your local BMO branch.
We’ve got all your banking needs covered
Loans and lines of credit to grow your business
We offer low rates and flexible lending options so you can get the funding you need to take your business to the next level.
Pair it with a personal credit card
Our personal credit cards come with great benefits and rewards, and help you keep your finances separate.
Take the next step toward better business banking
Let us contact you
We’ll reach out via phone or email, whichever you prefer.
Call us
Give us a call to apply for a credit card or ask questions:
Visit us
Meet with a BMO Banker to talk about how we can help your business.
- Footnote 1 details See offer terms and conditions at intuit.me/quickbooks_mc. Intuit, QuickBooks and TurboTax are registered trademarks of Intuit Inc. Terms and conditions, features, support, pricing, and service options subject to change without notice. TurboTax Terms of Service can be found at https://turbotax.intuit.com/corp/terms-of-service.jsp and TurboTax Product Guarantees and other important information are located at https://turbotax.intuit.com/lp/yoy/guarantees.jsp.
- Footnote 2 details 0% introductory APR on Purchases valid for the first twelve (12) months from account opening date. Please refer to the Summary of Credit Terms for important information about rates and fees.
- Footnote 3 details Coverage provided under a group insurance policy issued by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only. The $600 benefit amount applies to each claim, and is subject to a $50 co-pay per claim. $1,000 maximum claim benefit per 12 months. Refer to the Mastercard Guide to Benefits for more information.
- Footnote 4 details Certain terms, conditions and exclusions apply. For complete coverage terms and conditions call 1-800-MASTERCARD (1-800-627-8372) for assistance. Refer to the Mastercard Guide to Benefits for more information.
- Footnote 5 details Doubles the original manufacturer’s (or U.S. store brand) warranty for up to one year on most new items purchased with your eligible Mastercard card that have an original manufacturer’s warranty of one year or less. Refer to the Mastercard Guide to Benefits for more information.
- Footnote 6 details Provides coverage for most items you purchase with your eligible Mastercard if the item is damaged or stolen within 90 days of the date of purchase. Refer to the Mastercard Guide to Benefits for more information.
- Mastercard®, Mastercard® Easy Savings®, Mastercard® Global ServiceTM, MasterRental® and Priceless Cities® and the Mastercard Brand Mark are trademarks of Mastercard International Incorporated. Refer to the Mastercard Guide to Benefits for more information.
- Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung and Samsung Pay are trademarks of Samsung Electronics Co., Ltd.