Business Checking Analyzed Account
A smart choice for businesses with higher transaction volumes, higher balances and more complex cash management needs.
Earn 100,000 bonus rewards points with a new Business Platinum Rewards Credit Card footnote star
*Certain restrictions apply.
Features and benefits
Get variable Earnings Credit based on the Average Collected Balance in the account
Bank on the Go: Deposit checks footnote 1 , pay bills, move funds— from your mobile device footnote 2
Free ATM use at more than 40,000 BMO and Allpoint® ATMs nationwide footnote 4
Fees per statement period $20 monthly maintenance fee, balance admin fee footnote 3 . Earnings Credit is used to offset certain fees
With your Business Checking Analyzed account you can get:
Access your accounts anytime, from anywhere with online and mobile banking footnote 2
Earn rewards, optimize cash flow and monitor business expenses
Automatically transfers funds – up to your available credit limit – when your balance falls below zero
Make it easy for customers to pay you and get same day funding when deposited into your BMO checking account
Enjoy convenient access to your business checking accounts via ATMs and your digital wallet
Deposit checks from the convenience of your office
Save time and money when you outsource payroll, tax and HR functions
(PDF, 217 KB)
Footnote 1 details Mobile Deposit is available using the BMO Digital Banking Mobile App. This service may not function on older devices. Users must be a BMO Digital Banking customer with a BMO account opened for more than 5 calendar days. Deposits are not immediately available for withdrawal. For details, please see the BMO Digital Banking Agreement found at www.bmo.com/uslegal.
Footnote 2 details Message and data rates may apply. Contact your wireless carrier for details.
Footnote 3 details This fee will be assessed per $1,000 in Average Ledger Balances multiplied by a factor that is determined by BMO. This factor is variable and is subject to change from time to time without notice.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Footnote 4 details Foreign Transaction Fees will apply at Allpoint® registered ATMs located outside of the United States.