BMO SelectTrust® Portfolios
Get fund performance that matches your personal style. BMO SelectTrust® Portfolios are a professionally managed, all-in-one solution designed to meet your investment needs.
A convenient one-stop solution that’s simple, saves you time and offers greater flexibility- Diversified portfolios that use our best investment ideas to target the highest potential returns, all at a risk level you feel comfortable with
- Active monitoring by expert portfolio managers to help you enjoy the peace of mind that comes with a trusted partnership
BMO SelectTrust® Portfolio options
Getting a diversified blend of investments doesn’t have to be hard. BMO SelectTrust® Portfolios offer six distinct mutual fund portfolios that help meet your investment needs now, and down the road.
BMO SelectTrust® Fixed Income Portfolio
This could be a great choice if you want to help preserve the value of your investment. The Portfolio mainly invests in BMO Mutual Funds with lower risk footnote star holdings, like cash, and fixed income securities, like bonds. This helps you weather the ups and downs of the market, providing more stability for your money.
Risk footnote star: Low
Target asset allocation:
- 0% - 5% Equity
- 95% - 100% Fixed income
BMO SelectTrust® Income Portfolio
If you’re looking to preserve the value of your investment while enjoying a high level of income, this Portfolio could be a great choice. The Portfolio mainly invests in BMO Mutual Funds with fixed income securities like bonds, and equity securities like stocks. This helps you weather the ups and downs of the market while benefiting from a generous yield and low risk footnote star.
Risk footnote star: Low
Target asset allocation:
- 20% - 30% Equity
- 70% - 80% Fixed income
BMO SelectTrust® Conservative Portfolio
This could be the right choice if you’re looking for high income along with some capital appreciation. The Portfolio mainly invests in BMO Mutual Funds that hold fixed income securities like bonds, and equity securities like stocks. This can help produce a generous yield and help you grow your investments.
Risk footnote star: Low to Medium
Target asset allocation:
- 30% - 45% Equity
- 55% - 70% Fixed income
BMO SelectTrust® Balanced Portfolio
Enjoy a balance of income and capital appreciation with this Portfolio that mainly invests in a blend of other BMO Mutual Funds to achieve a diversified mix of asset classes like stocks and bonds. This can help you grow your investments while benefiting from a generous yield.
Risk footnote star: Low to Medium
Target asset allocation:
- 50% - 70% Equit
- 30% - 50% Fixed income
BMO SelectTrust® Growth Portfolio
Looking for long-term growth? This Portfolio mainly invests in BMO Mutual Funds that hold equity securities like stocks, and fixed income securities like bonds, to a lesser extent. This can help you grow your investments while generating income.
Risk footnote star: Low to Medium
Target asset allocation:
- 70% - 90% Equity
- 10% - 30% Fixed income
BMO SelectTrust® Equity Growth Portfolio
Want the potential of long-term growth and tax-efficient dividend income? This Portfolio mainly invests in BMO Mutual Funds that hold equity securities like stocks, helping you enjoy a higher level of possible growth.
Risk footnote star: Medium
Target asset allocation:
- 95% - 100% Equity
- 0% - 5% Fixed income
Mutual fund performance will vary over time, but it’s important to choose a fund based on how it’ll do in the long-term. Find out how BMO SelectTrust® Portfolios compare.
Mutual fund fees and expenses vary from one fund to another and can change over time. Learn more about the fees associated with BMO SelectTrust® Portfolios.
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Important notice about our relationship with you: The new Our Relationship brochure has key information you should know when investing with us. Learn more about BMOII’s relationship with you, the products and services we offer, how we get paid, and how we always put your interests first. LEARN MORE
- This material is for information purposes. The information contained herein is not, and should not be construed as, investment, tax or legal advice to any party. Particular investments and/or trading strategies should be evaluated relative to the individual’s investment objectives and professional advice should be obtained with respect to any circumstance.
- Footnote star detailsAll investments involve risk. The value of a Mutual Fund can go down as well as up and you could lose money. The risk of a Mutual Fund is rated based on the volatility of the Mutual Fund’s returns using the standardized risk classification methodology mandated by the Canadian Securities Administrators. Historical volatility doesn’t tell you how volatile a Mutual Fund will be in the future. A Mutual Fund with a risk rating of “low” can still lose money. For more information about the risk rating and specific risks that can affect a Mutual Fund’s returns, see the BMO Mutual Fund’s simplified prospectus.
- BMO Global Asset Management is a brand name under which BMO Asset Management Inc. and BMO Investments Inc. operate. BMO Mutual Funds are not insured by the CDIC.BMO SelectTrust Portfolios include: BMO SelectTrust Fixed Income Portfolio, BMO SelectTrust Income Portfolio, BMO SelectTrust Conservative Portfolio, BMO SelectTrust Balanced Portfolio, BMO SelectTrust Growth Portfolio and BMO SelectTrust Equity Growth Portfolio.Commissions, management fees and expenses (if applicable) all may be associated with investments in mutual funds. Trailing commissions may be associated with investments in certain series of securities of mutual funds. Please read the fund facts, ETF facts or prospectus of the relevant mutual fund before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Distributions are not guaranteed and are subject to change and/or elimination.For a summary of the risks of an investment in the BMO Mutual Funds, please see the specific risks set out in the prospectus. ETF Series of the BMO Mutual Funds trade like stocks, fluctuate in market value and may trade at a discount to their net asset value, which may increase the risk of loss. Distributions are not guaranteed and are subject to change and/or elimination.BMO Mutual Funds are managed by BMO Investments Inc., which is an investment fund manager and a separate legal entity from Bank of Montreal.
- Footnote 1 details BMO GAM, as of April 30, 2025.
- Footnote 2 details BMO Investments Inc.
- "BMO (M-bar roundel symbol)" is a registered trademark of Bank of Montreal, used under license.
