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Pricing and Fees

Understand our pricing and fee structure for your account type and trade orders.   

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Special offer: 

Win footnote star up to 1,000,000 AIR MILES® Reward Miles with B M O InvestorLine.

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Trading Fees

Standard Trader

  • Stock & E T F 

    Canadian and American exchanges 

    $9.95

  • Option 

    Canadian and American exchanges  

    $9.95 + $1.25 per contract 

Active Trader

  • Stock & E T F 

    Canadian and American exchanges 

    $3.95 

  • Option 

    Canadian and American exchanges  

    $3.95 + $1.25 per contract 

Pay a low flat fee for active traders who make 150+ trades in any 3 consecutive months. For more information on Active Trader pricing and how to qualify for Active Trader status, please visit our Advanced Trading page.

View the complete Commission & Fee schedule PDF.

Orders Placed by Telephone to a B M O InvestorLine Representative

 

     

Currency and Margins

B M O InvestorLine acts as principal in relation to any transaction that requires the conversion of currency (unless B M O InvestorLine specifically advises you otherwise) and will convert the currency at rates established or determined by B M O InvestorLine (or parties related to us) in our sole discretion. Conversion rates will vary and are subject to change without notice to you. In addition to the commissions or other fees applicable to the transaction, B M O InvestorLine (or parties related to us) will collect revenue on currency conversions as set out in the table below: 

 

 
Transaction size (USD) 
Revenue earned (bps) 
Revenue (%) 
Less than $25,000 
220 
1.6% 
$25,000 to $74,999.99 
130 
0.9% 
$75,000 to $99,999.99 
105
0.8% 
$100,000 to $249,999.99 
75
0.5% 
$250,000 and above 
No more than 55
No more than 0.4% 

Margin Interest Rates

Want to learn more about how margin works? Our Margin Rates Guide provides a comprehensive breakdown of margin interest rates that shows our competitive rates across all account and 5 Star preferred rates. View our Interest Rates PDF for more details.

Account Fees

Learn about the fees associated with B M O InvestorLine accounts, including non-registered and registered account fees, and information on our 5-Star Program. No minimum balance on all account types. Taxes may apply.

Non-Registered Accounts

  • Quarterly Fee (Balance <$15,000)

    $25.00

No account fees when you keep a balance of $15,000+ or if you make 2 or more commissionable trades.

Registered Accounts

  • Annual Fee (Portfolio Balance <$25,000)

    $100.00 (RESP: $50.00) 

  • R R S P/R R I F Deregistration

    $50.00

  • Lifelong Learning Plan

    $25.00

  • Home Buyers’ Plan 

    $25.00

5-Star Program

Perform 15 trades per quarter or have over $250,000 in assets? You may be eligible for discounts through the 5-Star Program. Learn more and view our Interest Rates PDF for more details.

Market Data

Access comprehensive market data, including real-time streaming, at no cost, regardless of your trading status. All clients receive access to valuable market insights. The key difference lies in the depth of streaming data available:

 
 Standard Trader Active Trader & 5-Star Program 
Market Data Levels    
Main Exchanges Covered    

T S X, T S X-V, MX, CBOE, Nasdaq, NYSE, OPRA

T S X, T S X-V, MX, CBOE, Nasdaq, NYSE, OPRA

T S X, T S X-V, Nasdaq, NYSE, CBOE

Ready to open a BMO InvestorLine Self-Directed account?

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Discover our investing solutions

Unsure where to start? We’ve got unique investing options to help you make progress toward your goals. 

  • BMO InvestorLine Self-Directed

    Online trading

    You’ve got this! Take control of your investments, from research and trading to tracking your portfolio’s progress.

    Learn More
  • B M O InvestorLine adviceDirect 

    Online trading with advice

    Trade online yourself with advisor support, tools, research, and built-in trade recommendations backed by expert analysis to help you decide what to do. 

  • B M O SmartFolio

    Online portfolio management

    Get matched with a portfolio based on your goals and we’ll take care of the day-to-day investment management.

Want to learn more about online investing?

    Still curious about investing?

    visit bmo learning centre

    Have questions? That’s what we’re here for.

    • Chat with us

      Connect with a Specialist from Monday to Friday 8 a.m. to 8 p.m. (ET).

    • Call us

      Connect with an Investment Specialist from Monday to Friday 8 a.m. to 6 p.m. (ET).

      1-888-776-6886 North America (Toll-free) 

      1-416-355-8366 International (Collect call)

    • Let us contact you

      Have one of our Specialists contact you to discuss your needs.