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Bank Accounts for Indigenous Customers

In support of Indigenous communities and our commitment to removing financial barriers, BMO offers a no monthly plan fee bank account*93*109 for Indigenous customers.

Get up to $700 in cash plus a Walmart Delivery Pass subscription for up to 12 months* when you open a new chequing and Savings Amplifier Account.

Explore our chequing accounts

Save more every month! All chequing accounts are eligible for a $4/month discount, helping you save $48 annually.*109

No monthly fee

Practical

 

4$ reduced to 0​ per month
  • 12 transactions per month*89
  • Premium Rate savings account at no cost*1
  • Unlimited no-fee debits for participating public transit authorities*104

Most Popular

Performance

17.95$ reduced to 13.95$​ per month

or $0 with min. $4,000 daily balance*4

Get up to $700 in cash plus a Walmart Delivery Pass subscription for up to 12 months* 

  • No monthly plan fee for a year*93
  • Unlimited transactions per month*52
  • Unlimited INTERAC e-Transfer®§ transactions per month*39
  • BMO Family Bundle*86 - no-fee daily banking*90 for your family
  • Up to $40 rebate on annual fee for eligible credit cards*15
  • OnGuard® footnote dagger Identity Theft Protection*74 at no cost

Most benefits

Premium

30.95$ reduced to 26.95$​ per month

or $0 with min. $6,000 daily balance*4

Get up to $700 in cash plus a Walmart Delivery Pass subscription for up to 12 months* 

  • Unlimited transactions per month*52
  • Unlimited INTERAC e-Transfer®§ transactions per month*39
  • BMO Family Bundle*86 - no-fee daily banking*90 for your family
  • Up to $150 rebate on annual fee for eligible credit cards*10
  • OnGuard® footnote dagger Identity Theft Protection*74 at no cost

Flexible, budget-friendly

Plus

11.95$ reduced to 7.95$​ per month

or $0 with min. $3,000 daily balance*4

$100* cash bonus

  • 25 transactions per month*89
  • Canada and US dollar Savings Account at no cost*3
  • Unlimited no-fee debits for participating public transit authorities*104

For the rewards collector

AIR MILES®†

17.95$ reduced to 13.95$​ per month

Plus get 50 Bonus Miles per month with min. $4,000 daily balance*106

Up to 7,000 AIR MILES Bonus MilesTM footnote star

  • Unlimited transactions per month*52
  • Unlimited INTERAC e-Transfer®§ transactions per month*39
  • BMO Family Bundle*107 – no-fee daily banking*90 for your family
  • 2x the Miles on eligible grocery and wholesale club purchases and 1 Mile for every $25 in purchases everywhere else*9
  • OnGuard® footnote dagger Identity Theft Protection*74 at no cost

 

Helping you make real financial progress

3,300 + no fee ATMs

Bank at BMO ATMs for no fee and visit us for personalized support at a branch.

Award-winning digital banking

Explore features like BMO Credit Coach, BMO Savings Goals, and BMO QuickPay.

Interactive financial tools like BMO SmartProgress™

Learn more about everyday banking, saving, investing, budgeting, home buying, and more on our interactive learning platform.

Mobile

Easy, secure digital banking

Click to download on the Apple StoreClick to download on Google Play

Award-winning mobile banking

Celent Model Bank 2022 badge

Recognized for Excellence in Digital Banking for a third year in a row.

Insider Intelligence logo

Honoured for digital money management features and account alerts.

Bank Administration Institute (B A I) logo

Awarded for BMO CashTrack, an artificial intelligence (AI) driven capability.

Resources

    What is a chequing account? Learn how the account works

    We examine the ubiquitous chequing account – its versatility, benefits, types and more – and why it’s so popular.

    How to find the best chequing account for your lifestyle

    Why settle for a generic chequing account when you can find one that fits your lifestyle?

    What’s the difference between a chequing and savings account?

    Compare chequing vs. savings accounts and learn how you can use them both to your advantage.

    Ready to get started?

    • Come in and talk to us

      Drop by your nearest branch to chat about your financial future.

      Book an appointment

    • Open an account online

      Apply for an account online in as little as 7 minutes.

    • Let’s get in touch

      Get in touch with a Virtual Banker for personalized support.

      1-877-411-4891