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What's included with your credit card

BMO Ascend World Elite®* Mastercard®*

Eligibility minimum $80,000 (individual) or $150,000 (household) annual income.

Enjoy more credit card benefits and earn extra rewards

  • Extended Warranty

    Save the cost of buying optional extended warranty97 insurance on your next purchase by paying with your BMO credit card. This coverage doubles the original manufacturer's warranty period up to a maximum of one year.

  • Purchase Protection

    Get added protection97 – most items bought with your card are automatically insured against theft or damage for 90 days from date of purchase.

  • BMO Ascend World Elite Total Travel and Medical Protection

    Get Collision Damage Waiver benefits on rental cars, 21 days of Out-of-Province/Out-of-Country Emergency Medical coverage of up to $5 million, and more.46

  • Offers for Digital Everyday Services

    Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services. Check out all the offers by visiting mastercard.ca/world

  • Mastercard Travel Rewards Program

    Shop, dine and relax with our partners to unlock Mastercard Travel Rewards cashback offers when you travel and shop with your BMO CashBack World Elite Mastercard outside of Canada. Discover a world of Mastercard Travel Rewards cash rebate offers at traveloffers.mastercard.com

  • Receive a discount on car rentals

    Save up to 20% on National Car Rental® footnote dagger daggerand Alamo Rent A Car® footnote dagger dagger, and up to 5% on Enterprise Rent-A-Car® footnote dagger dagger at locations worldwide using the Car Rental Booking tool25.

  • Save on groceries and more with complimentary Instacart+

    Enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO Credit Card.120