Interac Verification service
BMO has partnered with Interac Corp. to develop Interac® registered verification service, a service that helps you quickly and securely confirm your identity using your smartphone. It makes it even easier for you to sign up for new services and products by using your BMO info to help verify who you are.
Why use Interac verification service?
Save time
No more time-consuming tasks, like in-person visits, to prove your identity. With Interac verification service, you give BMO the okay to share certain personal details with another company, so you can quickly sign up for new services.
Keep in control
Each request lets you know what personal details are being asked for and you’ll always be asked for your consent. You’ll know what info companies want and can control whether to share those details.
Be secure
With the latest technology and strong security protocols in place, your personal info is protected. Interac verification service doesn’t store, copy or even see any of your details. Info is encrypted and shared directly between companies you give approval too.
How it works
Look for the Interac verification service option when verifying your identity online.
Select your financial institution when prompted and log in using your banking credentials.
You will be asked to review and accept the terms before choosing what information you'd like to share.
Each request will always ask for your consent and will disclose what personal details are being asked for.
Visit Interac verification service to learn more, watch how-to videos and find participating companies.
F A Qs
General F A Qs
The Interac verification service helps you verify your identity quickly and securely from your computer or mobile device, using personal information that you consent to share, provided by establishing a connection with your financial institution.
You can use this service if you have an account with BMO.
Using Interac verification service allows you to quickly verify your identity in a convenient, secure, and private way without the need to verify in-person. You use the personal information that you have already consented to and provided to your financial institution to verify your identity.
- Save time. No need to compile documents or go in person to register for services or products. With the Interac verification service, you can use personal information you have already provided to other trusted Connections, like your financial institution, to quickly get access to services and products you need.
- Secure and private. The Interac verification service uses strong security protocols to protect personal information from being identified, accessed, or misused. The Interac verification service has no access to the credentials you use to log in to your financial institution.
- Reduce oversharing information about yourself. Conveniently manage where, when and why your information is shared through the Interac verification service — only ever with the participating service providers you choose.
- Helps you stay in control of your personal information. You'll be asked to provide consent for every transaction.
- It’s free. You don’t have to pay for downloading or using the Interac verification service. footnote star
No, the Interac verification service is available for eligible users in Canada free of charge. You do not have to pay for using the Interac verification service.
The Interac verification service operates alongside traditional methods of authentication to give Canadians choice in how they participate in the digital economy. If you do not wish to verify your identity with the Interac verification service, please contact the requesting organization to inquire about completing necessary registration in-person.
As of September 2024, Interac has retired the Interac verification service app for Android and i o s devices. Transitioning to a web flow-only platform will allow for a more efficient, user-friendly experience all around.
If you have any questions or concerns, please visit https://www.interac.ca/en/verification-service/.
Using Interac verification service F A Qs
You can use your Interac verification service account to help verify your identity online for new services and get things done quickly and securely.
You'll be able to see where you can use it by viewing the full list here. As Interac verification service expands, you’ll continue to find more places where you can use it to share information with participating network members.
The Interac verification service is available across Canada.
The Interac verification service will display the types of the information being shared, request and wait for your consent to share your information from your chosen trusted Connection with a service.
Certain service providers in the Interac verification service network may offer the option on their sites for consumers to access their services and products via the Interac verification service. This is simply an additional option available for consumers to expedite processes in a private and secure way and is being offered as an added convenience.
Privacy & Security F A Qs
The Interac verification service was developed in cooperation with seven of Canada’s major financial institutions – BMO, C I B C, Desjardins, National Bank of Canada, R B C, Scotiabank andT D – along with our innovation partners.
The Interac verification service uses strong security protocols to help protect personal information from being identified, accessed, or misused. The Interac verification service has no access to your banking information or the credentials you use to log in to your financial institution.
You’ll be asked to consent to every transaction.
Your personal information is stored and maintained by your trusted Connections, such as your financial institution. Other trusted network participants that you have authorized to receive your personal information may also store your information. To learn more, please review the Interac verification service Privacy Statement on the Interac website.
The Interac verification service has no access to your banking information or the credentials you use to log into your financial institution. Your personal information is not stored by Interac.
Your personal information is only shared under your explicit consent and can be reviewed at any time before consenting to share. The personal information that is being shared is limited to personal identity details and contact details that you consent to share. Your account number and account type are only shared under your consent for specific services and products you may be opening. Your personal information shared does not contain your financial transactions, balances, etc.
Once you have consented to share your personal information with an organization, your information is only used for their specific intended purposes such as accessing a service or signing up for a new product. For questions related to how long your personal information is stored by the organization you have consented to sharing such information, please contact the organization directly or refer to the receiving organization’s privacy notice.
Please visit the Interac verification service Privacy Notice here.