BMO Ascend World Elite®* Mastercard®*

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  • Welcome offer: Get up to 90,000 points and the annual fee waived in the first year for both the primary cardholder and authorized users.1

  • 5x the points for every $1 spent on eligible travel purchases2a,2b, 3x the points for every $1 spent on eligible dining and entertainment purchases and recurring bill payments2a,2b, 1 point for every $1 spent everywhere else.2b

  • Access over 1 million Wi-Fi hotspots around the world – all at no added cost, and no added fees or roaming charges.7

  • Complimentary membership in Mastercard Travel Pass provided by DragonPass3, with four annual complimentary passes.

Annual fee4
Cash advances4
(21.99% for Quebec residents)4
  1. Minimum $80,000 (individual) or
  2. $150,000 (household) annual income.

Rewards Calculator

How much do you spend on your credit card each month?


Calculation includes: 45,000 points when you spend $4,500 in the first 3 months, and 3,750 points for each subsequent month in which you make at least $2,500 in purchases on your card, for 12 months.1

Rewards summary

First Year Welcome Bonus

Total Points Earned
1st Year

Use of the Rewards calculator is for illustrative purposes only. The calculation reflects 20% of monthly spend on eligible travel, 30% on eligible entertainment, dining, and recurring bill payments, and 50% of spend on all other card purchases. Values displayed as of March 6, 2024.

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