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Credit Card Access Details

Every BMO® credit card card comes loaded with valuable features.

BMO® PowerSwitch®

BMO PowerSwitch is a free service that helps you transfer your recurring automatic payments (aka pre-authorized payments) from a different financial institution to your new BMO credit card or chequing account. We notify your Pre-Authorized Billers of the switch so you don’t have to. footnote dagger

With PowerSwitch, you can:

  • Transfer your current automatic Pre-Authorized Payments to your new BMO account. This could include everything from utility bills and condominium fees to gym memberships and more.†
  • Set up new or update existing Pre-Authorized Payments to your BMO credit card.
  • Make changes to your BMO credit card Pre-Authorized Payments due to lost, stolen, or expired credit cards in one location.
  • View the status of your PowerSwitch notification.

How to make the switch

To set up PowerSwitch, sign on to BMO Online Banking with your credit card and:

Step 1

Click the Payments & Transfers tab in the top navigation.

Step 2

Select Add a Pre-Authorized Payment in the left navigation. This will bring up the PowerSwitch screen.

Step 3

Click the Start Power Switch button. Have your bill account numbers handy when you start the set up.

  • Have more questions about PowerSwitch?

    You can find additional info about PowerSwitch in our credit card FAQs.

    PowerSwitch supports bills from thousands of Canadian companies such as telecommunications, public utilities, insurance and subscription services. Some billers may not be currently supported; however, new billers are being added all the time.

Online Account Access

Access your account information whenever you need to, from wherever you log on. Sign in to BMO Online Banking using your BMO debit or credit card number (or follow the simple steps to register your card).

  • For BMO Debit Card holders

    To access BMO Online Banking, you will need your BMO Debit Card and the account number(s) linked to your card. You'll be asked some security questions.

    Register

  • For BMO Credit Card Holders

    To access BMO Online Banking, you will need your BMO credit card. You'll be asked some security questions.

    Register
Terms, agreements, rates and fees

  Footnote dagger details Some billers, including financial institutions, do not accept the use of PowerSwitch service for transfers, including pay cheques. Financial institutions that do, may request confirmation of the transfer from the customer.

BMO PowerSwitch is a service provided by D+H. D+H refers to this service as Payment Manager which is a unique software technology solution (patent pending) designed to manage pre-authorized payments. © 2016. D+H and Payment Manager are trademarks of D+H Limited Partnership.