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Credit Ratings

Footnote 1 details Long Term Deposits / Legacy Senior Debt Includes: (a) Senior debt issued prior to September 23, 2018; and (b) Senior debt issued on or after September 23, 2018 which is excluded from the Bank Recapitalization (Bail-in) Regime.
Footnote 2 details Subject to conversion under the Bank Recapitalization (Bail-in) Regime.