Win a $100,000 boost towards your investment goals!
Your financial goals deserve real progress. Whether you want expert advice or the flexibility and tools to invest online, BMO can help you take the next step toward your future, plus give you a chance to win up to $100,000.
Right now, when you open a new investment account with BMO, you’ll be automatically entered for a chance to win $100,000, or one of 10 secondary prizes of $10,000. No purchase necessary. See full Contest Terms and Conditions.
How to Enter
Open a qualifying investment account by October 31, 2026:
Invest with a professional
Open a new BMO Mutual Funds Account
Get personalized advice and support to help you plan for and reach your financial goals.
- Earn up to 5,000 contest entries by investing $1,000 or more in qualifying purchases of eligible mutual funds by October 31, 2026
- Earn an additional 100 contest entries by starting a new Continuous Savings Plan during the Contest Period of at least $50/month
Invest online
Open a new BMO InvestorLine account
Get access to institutional-grade tools, trusted research, and personalized trade advice to help you manage your investments online with confidence.
Use Promo Code: BMOF26WIN
- Earn up to 5,000 contest entries by depositing $1,000 or more of Net New Assets (“NNA”) by November 30, 2026
- Earn an additional 100 contest entries by setting up a Pre-Authorized Contribution into one or more Qualifying Accounts during the Contest Period
How to Earn Contest Entries
The more you invest, the more contest entries you can earn.
Qualifying Purchase Amount or NNA Deposited footnote star | Contest Entries |
|---|---|
$1,000 - $4,999.99 | 100 |
$5,000 - $49,999.99 | 200 |
$50,000 - $99,999.99 | 350 |
$100,000 - $249,999.99 | 450 |
$250,000 - $499,999.99 | 700 |
$500,000 - $749,999.99 | 2,500 |
$750,000+ | 5,000 |
Footnote star details No Purchase Necessary – see Contest Terms & Conditions for details
BMO’s 2026 Summer Investment Contest FAQs
There are three ways to enter!
- Open a BMO Mutual Funds account (BMO Investments Inc. (BMOII) account):
- Make $1,000 or more in qualifying purchases of eligible mutual funds in one or more eligible BMOII accounts during the Contest Period.
- Enrollment: customer must request opt-in; enrollment must be submitted by an authorized BMOII representative using the applicable promotional code. Submission does not guarantee eligibility.
- Purchase/funding deadline: qualifying purchases must be made, funded, and invested in eligible mutual funds by October 31, 2026.
- Retention: assets purchased under this method must remain invested in eligible mutual funds until February 28, 2027, inclusively. Redemptions or switches into ineligible funds may reduce or eliminate entries.
- Participation in this entry method relates to marketing and promotional activities only. Investment decisions should not be made for the purpose of obtaining contest entries. For BMO Investments Inc, investment recommendations need to suitable and made by a Registered Investments Sales Representative based on your personal and financial circumstances and risk profile. Please speak with a Registered Investment Sales Representative should you have any questions.
- Open a BMO InvestorLine account:
New clients (who do not have an open BMO InvestorLine Self-Directed or adviceDirect account as of July 2, 2026) can open a new, qualifying BMO InvestorLine account and use promo code "BMOF26WIN" during account opening to enroll in the contest. Once your account is open, fund it to earn entries.
Please note: adviceDirect accounts require a minimum initial deposit of $10,000 to qualify for funding-based entries.
- If you don't want to fund an account:
Anyone can enter for a chance to win without making a purchase, deposit, investment or funding an account. You must open a BMO investment account (either BMO Mutual Funds or BMO InvestorLine) so the Contest Sponsors can identify you and associate entries with a unique client record. Please see our official Contest Terms and Conditions for detailed instructions on the mail-in entry path.
Eligible BMOII plan types: RRSP, Spousal RRSP, FHSA, TFSA, RESP, LIRA, RRIF, LIF, LRIF, and Non-Registered Mutual Fund Account. Personal accounts only; commercial accounts are not eligible for this method.
Qualified accounts are BMO InvestorLine Self-Directed and adviceDirect Cash or Margin (Individual or Joint), Corporate, Sole Proprietorship, TFSA, RRSP, Spousal RRSP, RRIF or Spousal RRIF. Any net new funds you add to these accounts will count towards your cumulative total for the contest.
Yes. No purchase, deposit, investment, or funding is required to enter through this path. You must open a BMO investment account (either BMO Mutual Funds or BMO InvestorLine) so the Contest Sponsors can identify you and associate entries with a unique client record. Full details, including essay requirements, mailing address, deadlines, and how entries are awarded, are outlined in the official Contest Terms and Conditions under the “No Purchase Necessary Path.”
- Entries are cumulative: Any entries you earn across different qualifying methods (e.g., lump-sum purchases, funding, or automatic contributions) are added together at the participant level.
- BMO Mutual Funds joint accounts: each account holder is attributed their pro rata share of qualifying contributions to prevent double counting.
- BMO InvestorLine joint accounts: only the Primary Account Holder is eligible to receive entries. If a client has multiple joint accounts, only one joint account can qualify for an award.
- BMO InvestorLine corporate accounts: the recorded trading agent is treated as a separate client from any personal accounts that the same individual may hold and may earn entries subject to the Contest Rules.
- No Purchase Necessary Path: contest entries are dependent on number of essays submitted. Full details, including essay requirements, mailing address, deadlines, and how entries are awarded, are outlined in the official Contest Terms and Conditions under the “No Purchase Necessary Path.”
Net New Assets are cash and/or securities sourced from a non-BMO Wealth Management account. Assets held at any time prior to the Contest Period in an account with BMO InvestorLine Inc., BMO Nesbitt Burns Inc., BMO Private Investment Counsel Inc., or BMO Investments Inc. do not qualify as Net New Assets and cannot be used to fund the Contest Account(s). The originating source of the assets will be tracked throughout the Contest Period (July 2, 2026 to October 31, 2026).
The table outlines the important dates for the BMO 2026 Summer Investment Contest Item Date / Deadline Contest Period
July 2, 2026 to October 31, 2026
BMO Mutual Funds Purchase/Funding Deadline
October 31, 2026
BMO InvestorLine NNA Funding Deadline
November 30, 2026
Mail-in entries must be received by
November 30, 2026
Holding period (Funding method)
February 28, 2027
Contest draw date
March 17, 2027
Selected Eligible Entrants contacted
March 18, 2027
Prizes awarded to Declared Winners by
May 17, 2027
Yes, there is a "Holding Period":
- BMO Mutual Funds Retention: assets purchased under this method must remain invested in eligible mutual funds until February 28, 2027, inclusively. Redemptions or switches into ineligible funds may reduce or eliminate entries.
- BMO InvestorLine Retention: NNA must remain in BMO InvestorLine accounts until February 28, 2027, inclusively. Withdrawals may reduce or eliminate entries. Market fluctuations alone will not disqualify you if the funding requirement was met.
Winners are selected by random draw on March 17, 2027. If your entry is selected, you will be contacted by email or phone on March 18, 2027. To be officially declared a winner, you must correctly answer, without assistance, a time-limited mathematical skill-testing question and return all required declarations, prize delivery directions, and releases by the stated deadline.