Bank at Work with BMO
Your company has teamed up with BMO to give you offers and benefits1 on everyday banking, credit cards and more:
Get a no-fee2 Performance Plan chequing account when you deposit $1,500 monthly into your chequing account.- Apply for a BMO credit card and earn rewards on your everyday spending.
- Get a special online investing offer to save on trading/advisory fees.
- BMO SmartProgressTM NEW is an online platform that provides financial literacy resources to help you achieve your financial goals.
Mortgage offers
Enjoy preferred rates on a range of home financing options including the Homeowner ReadliLine®12 plus:
- Get pre-approval on a BMO Mortgage.
- Lock in your rate with our 130-day mortgage rate guarantee – the longest of any major bank in Canada.12
- Skip up to maximum of four monthly installment payments (principal and interest) per year if you or your partner must leave your job to care for a new baby or a sick family member.13
Ready to take advantage of our mortgage offers? BOOK AN APPOINTMENT
Perfect for when you know exactly how much you need to borrow.22 Choose a fixed or variable rate.
A flexible option for when you’re not sure how much you need. Only borrow as much as you’d like.22
Top up your annual RRSP contribution at a preferred rate with this ongoing revolving loan.22
Have unused contribution room in your RRSP? Catch up and maximize your RSRP at a preferred rate for variable rate loans.22
Ready to take advantage of our lending offers? Book an Appointment
Investment offers
Whatever your online investing style is – hands-on or hands-off – save big on fees and more:
Special Offer
Trade Online
BMO InvestorLine Self-Directed
Bank at Work offer:
Get was $9.95, now reduced to $6.95 flat-fee pricing on online equity trades*
A great choice if:
You want to be in control of the entire investment process, from research and trading to tracking your portfolio’s progress.
Use promo code: BANKATWORKSD
Special Offer
Trading online with expert advice
BMO InvestorLine adviceDirect
Bank at Work offer:
Save 20% on advisory fees**
A great choice if:
You want to trade yourself, with advisor support and built-in advice backed by expert analysis to help you decide what to do.
Use promo code: BANKATWORKAD
0.10%-0.50%, now reduced to 0.08% - 0.40% of billable assets as annual advisory fee for balances of $10,000+- Invest in: Stocks, bonds, mutual funds, ETFs, GICs
Special Offer
Let us invest for you
BMO SmartFolio
Bank at Work offer:
Get 20% off your advisory fees***
A great choice if:
You want low fees and a professionally managed portfolio that you can access online anytime.
Use promo code: BANKATWORKSF
- $1,000 minimum account size
- was 0.40%-0.70%, now is , 0.32% - 0.56% annual advisory fee calculated based on the portfolio size
- Invest in: ETFs
Have Questions?
Talk to BMO about these offers or any other banking questions.Visit your local BMO branch or call 1-877-225-5266
Footnote delta details PrivacyYou agree and acknowledge that during your participation in the Bank at Work program, BMO Financial Group may share your name, address, and date of birth with your employer to verify your employment and confirm your continued eligibility to participate in the program.FeesDuring your participation in the Bank at Work program, you will not be charged a monthly bank plan fee for your BMO Performance Plan subject to you (i) being employed full-time by your current employer and (ii) depositing $1500 of Qualifying Deposits (as defined below) into your account each month. All other fees and charges contained in the Agreements, Bank Plans and Fees for Everyday Banking will continue to apply during your participation in the program. Once your participation in the program ends, you will be charged the applicable monthly bank plan fee for your BMO Performance Plan.A Qualifying Deposit excludes any of the following credits to your Chequing Account: transfers or credits, from your BMO Savings Account or any other BMO bank account you may have with us; cash advances from your BMO Credit Card, line of credit or any other BMO credit product you have with us; any interest payments or redemption from a BMO investment of any kind issued or offered by any member of BMO Financial Group with the exception of withdrawals from a BMO Nesbitt Burns Registered Retirement Income Fund (RRIF) account or from a BMO Nesbitt Burns non-registered account; and credits from a debit adjustment, merchant refund or any payment debited from your Chequing Account and subsequently returned and credited to your Chequing Account. When you make a Qualifying Deposit on a weekend, holiday, or when your BMO branch is closed, your deposit will be applied to your Chequing Account on the next business-day.