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Experience the revamped BMO Rewards Program

Our most flexible rewards program is getting even better. You’ll enjoy more ways to redeem points and a better online experience.

Redeeming points just got easier

Get the best prices and redeem points in more ways than ever.

One simple, secure login

We’ve made it easier to access your rewards. If you have a BMO personal credit card, you can sign in to BMO Rewards with your Online Banking credentials, for one secure login.

Improved catalogue selection

Our bigger, better merchandise and gift card catalogue has hundreds of new redemption options. With new brands like Nintendo, Sonos, Miele and Nespresso, you’ll find something you love.

Access your points sooner

Reward yourself faster than ever. The points you earn will be deposited into your account in as little as three business days – no more waiting for your next billing cycle!

BMO Rewards Frequently asked questions

  • If you have a personal BMO Rewards credit card and aren’t yet registered for Online Banking, you’ll need to register to access your BMO Rewards account. After your Online Banking registration is completed simply use your Online Banking credentials to sign in to bmorewards.com.

    You can register for Online Banking today to browse rewards and redeem your points:

    1. Register for online banking with your BMO debit card.
    2. If you don’t have a BMO debit card, register for online banking with your BMO credit card.
    3. Follow the four easy steps to register.
    4. You’re all set!
  • We designed the new BMO Rewards program with your needs in mind. Here are some of the ways our new program benefits you:

    • Track the points you earn in near real time, with points deposited in as little as three business days
    • Enjoy a broader selection of merchandise and gift card options, for better flexibility
    • Competitive rates on everything from merchandise to flights and hotels
  • You’ll have access to the new rewards benefits if you have one of these BMO credit cards:

    • BMO World Elite Mastercard
    • BMO Rewards Mastercard
    • BMO Rewards Business Mastercard
    • BMO Rewards Commercial Mastercard
  • We’ll automatically enrol you in BMO Rewards when your credit card application is approved if:

    • You have a personal BMO Rewards credit card
    • You’re the primary credit card holder
    • You’ve registered for BMO Online Banking

    If you aren’t yet registered for BMO Online Banking, you can register on bmo.com to sign in to the updated bmorewards.com site.

    If you’re a commercial or small business credit card customer, you’ll need to re-register for the BMO Rewards program at bmorewards.com. When you register, you’ll be asked for:

    • Your BMO credit card number
    • Your postal code
    • Corporation ID (commercial customers only)
    • Your BMO Rewards collector number
  • Small business credit card holders can enjoy the same BMO Rewards perks as personal credit card customers. To take advantage of the new program, you’ll just need to re-register your card at bmorewards.com. When you register, you’ll be asked for:

    • Your BMO credit card number
    • Your postal code
    • Your BMO Rewards collector number (you can find it on the back of your card or in your Welcome Package)
  • Commercial credit card holders can enjoy the same BMO Rewards perks as personal credit card customers. To take advantage of the new program, you’ll just need to re-register your card at bmorewards.com. When you register, you’ll be asked for:

    • Your BMO credit card number
    • Your postal code
    • Your BMO Rewards collector number (if you don’t know your collector number, please reach out to your Corporate Program Administrator)
  • Don’t worry, you can continue to access bmorewards.com as you always have, just with a streamlined login process.

    The new login will ask you for your BMO Online Banking credentials instead of your BMO Rewards collector number and password.

    To ensure your login is secure, you’ll be redirected to the BMO Online Banking sign-in page to log in, and then redirected back to the bmorewards.com site once you have successfully signed in.

  • Previously you accessed the bmorewards.com site using your BMO Rewards collector number and password.

    You’ll no longer need to memorize your collector number; you just need to know your BMO Online Banking credentials.

  • Your points will be calculated daily and you can view your points balance at any time by visiting bmorewards.com and logging into your account.

    Or, you can log into BMO Online Banking, select your BMO Rewards Mastercard, and select the “Reward Details” tab underneath Additional Card Information. Once you’re there, you can also navigate to bmorewards.com by selecting “Redeem Points”.

    Your BMO Rewards points balance will no longer appear on your monthly statement.

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