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The AIR MILESAir miles registered trademark, dagger​​​​ Program will transition to Blue Rewards

Launching in Summer 2026, Blue Rewards is a new loyalty program designed to make your experience simple and rewarding. Blue Rewards brings enriched benefits, expanded partnerships, and a streamlined digital experience that’s easy and personalized – all to help you earn, redeem and make real financial progress.

Important dates

  • January 25, 2026: A simplified experienceAs of January 25, 2026, your Cash Miles and Dream Miles are combined into one balance. This means you’ve got more choice and flexibility in how you redeem Miles, from in-store rewards to eVouchers, merchandise, travel and more. Visit the AIR MILESAir miles registered trademark, dagger​ website for more details.
  • Today: Continue using MilesYou can keep earning and redeeming your AIR MILESAir miles registered trademark, dagger Reward Miles as usual. 
  • March 2026: Better Travel ProgramWe’re expanding our travel rewards through our relationship with Expedia Group, offering more flights, hotels, and car rentals. footnote 3 
  • Spring 2026: Blue Rewards partnerships announcement You'll continue earning Miles with 400+ brands you know and love, plus more to come once AIR MILESAir miles registered trademark, dagger transitions to Blue Rewards.
  • Summer 2026: AIR MILESAir miles registered trademark, dagger transitions to Blue RewardsThe AIR MILESAir miles registered trademark, dagger Program will transition to Blue Rewards, offering flexible benefits, expanded partnerships, and opportunities for BMO clients to earn and redeem Points.

    What this means for you

    • Your Miles will transfer to Blue Points

      When Blue Rewards launches, your Reward Miles will automatically convert to Blue Points.

    • Your BMO credit card and bank account will keep working as usual

      Once Blue Rewards launches, your fees and interest rates won’t change, and you’ll have even more ways to earn Blue Points (stay tuned for details). You can continue using your current credit or debit card.

    • Enjoy a simple, flexible rewards experience

      With Blue Rewards, it’ll be easy to earn and redeem Blue Points with an enhanced network of over 400 brands. Plus, you’ll get exclusive benefits just for being a BMO customer.

    • No action required on your part

      We’ll handle the transition for you and keep you informed every step of the way. 

      If any action is needed from you, such as reviewing new program details or activating your new card, we’ll let you know clearly and ahead of time. 

    What is Blue Rewards?

    The AIR MILESAir miles registered trademark, dagger​ Program is transitioning to Blue Rewards. We’re introducing more places for you to earn and new ways to redeem Points so you can get more from your everyday spending.

    AIR MILESAir miles registered trademark, dagger​ to Blue Rewards FAQs

    General

    • The AIR MILESAir miles registered trademark, dagger​ Program is transitioning to Blue Rewards. We’re introducing more places for you to earn and redeem Points so you can get more from your everyday spending.

    • You can become an AIR MILESAir miles registered trademark, dagger Collector today. Any AIR MILESAir miles registered trademark, dagger Reward Miles you earn will automatically transition to Blue Points and you will become a Blue Rewards Member.

    • Blue Rewards launches Summer 2026. Revisit this page for more updates as we get closer to the launch.

    • No, these are different rewards programs. The AIR MILESAir miles registered trademark, dagger Program is transitioning to Blue RewardsBMO Rewards is a separate rewards program available only with select BMO credit cards.

    • We’re working to make the switch. The AIR MILESAir miles registered trademark, dagger Program is transitioning to Blue Rewards. Our Customer Care Team is available at 1-877-225-5266 to answer any questions you may still have.  

    • As of January 25, 2026, Cash Miles™ and Dream Miles™ have been combined into one balance. Your Miles now sit in one place, making them easier to manage. The value of your Miles remains unchanged. Learn more on the AIR MILESAir miles registered trademark, dagger website.

    • No. The value of your Miles stays the same – we’re just making it easier for you to track and redeem your Miles. You’ll continue to earn and use Miles the way you do now, across the same reward categories.

    • You have more flexibility than ever. Redeem your Miles across all categories, including:  

      • Merchandise 
      • Travel 
      • Experiences 
      • Events 
      • EVouchers 
      • In store 
    • No. With a single balance, the Transfer Miles feature has been removed.

    • Yes! The Buy Miles feature is still available, so you can purchase Miles whenever you need them. 

    • New partners: New strategic partners including Porter Airlines; Accor Group; hotel brands such as Fairmont Hotels and Resorts, Novotel and SLS Hotels; Instacart and MTY Group restaurants including Thai Express, Bâton Rouge, Pizza Delight, Allô! mon Coco, Sushi Shop, Mr. Sub, Manchu Wok, Mucho Burrito, Jugo Juice and more will add greater everyday value for collectors. More details and new partner announcements are coming soon.

      Continued value: In addition to our new partners, you will continue to earn at many of the existing brands and partners you’ve come to know and love. 

      Simplified travel platform: To give members more choice and flexibility, Blue Rewards is expanding its travel offering through Expedia Group. This means access to more flights, hotels and car rentals –all powered by Expedia’s trusted technology and extensive inventory – making it easier than ever to plan and book your next trip.

    Points and rewards

    • When Blue Rewards launches, your Reward Miles will convert to Blue Points, retaining the same value. Your AIR MILESAir miles registered trademark, dagger Collector number becomes your Blue Rewards Member number.

    • No, your existing AIR MILESAir miles registered trademark, dagger Reward Miles will automatically convert to Blue Points in the summer, retaining the same value.

    • As of January 25, 2026, Cash Miles and Dream Miles were combined into a single balance. You can redeem your Miles on rewards from any category. Visit the AIR MILESAir miles registered trademark, dagger website for more details. 

      These combined Miles will automatically convert to Blue Points in the summer, retaining the same value.

    • You will be able to access your Blue Rewards Summary on your Mastercard monthly statement. It will display the number of Points you got on purchases for the stated period but won’t include Points from bonus or promotional offers. 

      You will also be able to see your Points and balances when you sign in to BMO Online Banking or the BMO Mobile Banking app, on your Blue Rewards Member Summary statement, and through the Blue Rewards website. This will be available in the summer. 

    • Your AIR MILESAir miles registered trademark, dagger Reward Miles will be converted to Blue Points with no loss of value. 

      1,500 Points = $10* 

      *When redeemed in store at participating partners or on e-gift cards (formerly eVouchers); standard daily Points usage limits and terms and conditions apply. Other forms of redemptions are subject to separate terms, conditions and redemption rates.

    Credit cards

    • You can continue to use your credit card and account as usual; there will be no interruptions. As part of this change, you will start earning Blue Points instead of AIR MILESAir miles registered trademark, dagger Reward Miles, and the benefits of your account will change slightly. In March 2026, you’ll receive an email with more details. Stay tuned. 

    • You can keep using your card as usual, and your Miles will automatically convert to Blue Points.

    • No, your annual fee and interest rates will stay the same.

    • No, your credit score will not be affected.

    • We’re keeping the same perks you know and love, plus we’re bringing you new brand partnerships, exclusive offers and enhanced experiences. Stay tuned for more exciting updates coming soon.

    • The AIR MILESAir miles registered trademark, dagger​ Program is transitioning to Blue Rewards. BMO Rewards is a separate rewards program available only with select BMO credit cards.

    • The BMO Blue Rewards credit card is the only retail credit card in Canada footnote 1​ with built-in accelerators on gas, grocery and wholesale purchases, helping you earn points faster on everyday essentials. 

    • Yes, Maple benefits are included with the World Elite business credit cards and will continue as part of your card benefits.

    AIR MILESAir miles registered trademark, dagger Chequing Account

    • Starting in Summer 2026, your AIR MILESAir miles registered trademark, dagger​ Chequing Account will become your Blue Rewards Chequing Account. As part of this change, you will earn Blue Points instead of AIR MILESAir miles registered trademark, dagger Reward Miles. For full details about these changes, stay tuned for further communication from us starting in March 2026.

    • We’ll continue to provide you with exciting offers, including offers that allow you to earn Bonus Points. 

    • No, your monthly plan fee for the Blue Rewards Chequing Account will remain the same as your previous monthly plan fee for the AIR MILESAir miles registered trademark, dagger Chequing Account. 

    • No, this change will not affect how you use BMO Online Banking or the BMO Mobile Banking app.

    AIR MILESAir miles registered trademark, dagger Collectors

    • No, your existing AIR MILESAir miles registered trademark, dagger Reward Miles will automatically convert to Blue Points in the summer, with no loss in value.

    New to BMO

    • No, you can sign up and collect Blue Points without a BMO credit card or bank account. However, having a BMO credit card and/or a BMO chequing account will help you accumulate more Points!

      You can sign up on the AIR MILESAir miles registered trademark, dagger website now, and you’ll be transitioned to Blue Rewards in the summer.

    • You collect Points on eligible purchases when you show your Blue Rewards Member card or use a Blue Rewards credit card or debit card to pay. Your everyday spending adds up to rewards you can use.

    • Get all the details about redeeming Points on the AIR MILESAir miles registered trademark, dagger website.

    Win 1,000,000 Blue Points! footnote star

    Sign up and be the first to hear about the Blue Rewards credit card – the only retail credit card in Canada footnote 1​ with built-in accelerators on gas, grocery and wholesale purchases. Plus, you’ll automatically be entered for a chance to win one of many prizes!

    Sign up for updates
    • Footnote star detailsNo purchase necessary to enter. The contest runs from January 26, 2026, to August 31, 2026. Contest rules apply. Open to legal residents of Canada who have reached the age of majority in their province or territory of residence. Existing BMO AIR MILESAir miles registered trademark, dagger​ credit card holders (including BMO AIR MILESAir miles registered trademark, dagger​ World Elite Mastercard, BMO AIR MILESAir miles registered trademark, dagger​ World Mastercard, BMO AIR MILESAir miles registered trademark, dagger​ Mastercard, BMO Business AIR MILESAir miles registered trademark, dagger​ Mastercard, and BMO Business AIR MILESAir miles registered trademark, dagger​ World Elite Mastercard) are not eligible to enter the contest. Explore full contest terms and conditions.
    • Footnote 1 details Based on competitive intelligence as of December 11, 2025. No other credit card issued by a Canadian financial institution offers bonus rewards earn, as part of their permanent product construct, in the categories of Gas/EV Charging, Grocery and Wholesale. Categories are classified by Mastercard’s “Merchant Category Code”, statement is based on merchants classified as Gas/EV Charging, Grocery & Supermarkets and Wholesale Clubs as of December 11, 2025. 
    • Footnote 2 details Subject to Blue Rewards credit card type, terms and conditions apply.
    • Footnote 3 details With the exception of cruises.