The AIR MILESAir miles registered trademark, dagger Program will transition to Blue Rewards
Launching in Summer 2026, Blue Rewards is a new loyalty program designed to make your experience simple and rewarding. Blue Rewards brings enriched benefits, expanded partnerships, and a streamlined digital experience that’s easy and personalized – all to help you earn, redeem and make real financial progress.


Important dates
- January 25, 2026: A simplified experienceAs of January 25, 2026, your Cash Miles™ and Dream Miles™ are combined into one balance. This means you’ve got more choice and flexibility in how you redeem Miles, from in-store rewards to eVouchers, merchandise, travel and more. Visit the AIR MILESAir miles registered trademark, dagger website for more details.
- Today: Continue using MilesYou can keep earning and redeeming your AIR MILESAir miles registered trademark, dagger Reward Miles as usual.
- March 2026: Get more travel options with ExpediaYou’ll be able to book travel footnote 3 through Expedia Group and access a broader range of travel options. Plus, you’ll be able to use Blue Points to cover the entire cost of your travel booking footnote 1, no longer needing a minimum Miles threshold footnote 3.
- Spring 2026: Blue Rewards partnerships announcement You'll continue earning Miles with 400+ brands you know and love, plus more to come once AIR MILESAir miles registered trademark, dagger transitions to Blue Rewards.
- Summer 2026: AIR MILESAir miles registered trademark, dagger transitions to Blue RewardsThe AIR MILESAir miles registered trademark, dagger Program will transition to Blue Rewards, offering flexible benefits, expanded partnerships, and opportunities for BMO clients to earn and redeem Points.

What this means for you
Your Miles will transfer to Blue Points
When Blue Rewards launches, your Reward Miles will automatically convert to Blue Points.
Your BMO credit card and bank account will keep working as usual
Once Blue Rewards launches, your fees and interest rates won’t change, and you’ll have even more ways to earn Blue Points (stay tuned for details). You can continue using your current credit or debit card.
Enjoy a simple, flexible rewards experience
With Blue Rewards, it’ll be easy to earn and redeem Blue Points with an enhanced network of over 400 brands. Plus, you’ll get exclusive benefits just for being a BMO customer.
No action required on your part
We’ll handle the transition for you and keep you informed every step of the way.
If any action is needed from you, such as reviewing new program details or activating your new card, we’ll let you know clearly and ahead of time.
What is Blue Rewards?
The AIR MILESAir miles registered trademark, dagger Program is transitioning to Blue Rewards. We’re introducing more places for you to earn and new ways to redeem Points so you can get more from your everyday spending.
AIR MILESAir miles registered trademark, dagger to Blue Rewards FAQs
General
The AIR MILESAir miles registered trademark, dagger Program is transitioning to Blue Rewards. We’re introducing more places for you to earn and redeem Points so you can get more from your everyday spending.
You can become an AIR MILESAir miles registered trademark, dagger Collector today. Any AIR MILESAir miles registered trademark, dagger Reward Miles you earn will automatically transition to Blue Points and you will become a Blue Rewards Member.
Blue Rewards launches Summer 2026. Revisit this page for more updates as we get closer to the launch.
No, these are different rewards programs. The AIR MILESAir miles registered trademark, dagger Program is transitioning to Blue Rewards. BMO Rewards is a separate rewards program available only with select BMO credit cards.
We’re working to make the switch. The AIR MILESAir miles registered trademark, dagger Program is transitioning to Blue Rewards. Our Customer Care Team is available at 1-877-225-5266 to answer any questions you may still have.
As of January 25, 2026, Cash Miles™ and Dream Miles™ have been combined into one balance. Your Miles now sit in one place, making them easier to manage. The value of your Miles remains unchanged. Learn more on the AIR MILESAir miles registered trademark, dagger website.
No. The value of your Miles stays the same – we’re just making it easier for you to track and redeem your Miles. You’ll continue to earn and use Miles the way you do now, across the same reward categories.
You have more flexibility than ever. Redeem your Miles across all categories, including:
- Merchandise
- Travel
- Experiences
- Events
- EVouchers
- In store
No. With a single balance, the Transfer Miles feature has been removed.
Yes! The Buy Miles feature is still available, so you can purchase Miles whenever you need them.
Points and rewards
When Blue Rewards launches, your Reward Miles will convert to Blue Points, retaining the same value. Your AIR MILESAir miles registered trademark, dagger Collector number becomes your Blue Rewards Member number.
No, your existing AIR MILESAir miles registered trademark, dagger Reward Miles will automatically convert to Blue Points in the summer, retaining the same value.
As of January 25, 2026, Cash Miles™ and Dream Miles™ were combined into a single balance. You can redeem your Miles on rewards from any category. Visit the AIR MILESAir miles registered trademark, dagger website for more details.
These combined Miles will automatically convert to Blue Points in the summer, retaining the same value.
You will be able to access your Blue Rewards Summary on your Mastercard monthly statement. It will display the number of Points you got on purchases for the stated period but won’t include Points from bonus or promotional offers.
You will also be able to see your Points and balances when you sign in to BMO Online Banking or the BMO Mobile Banking app, on your Blue Rewards Member Summary statement, and through the Blue Rewards website. This will be available in the summer.
Credit cards
You can continue to use your credit card and account as usual; there will be no interruptions. As part of this change, you will start earning Blue Points instead of AIR MILESAir miles registered trademark, dagger Reward Miles, and the benefits of your account will change slightly. In March 2026, you’ll receive an email with more details. Stay tuned.
You can keep using your card as usual, and your Miles will automatically convert to Blue Points.
No, your annual fee and interest rates will stay the same.
No, your credit score will not be affected.
We’re keeping the same perks you know and love, plus we’re bringing you new brand partnerships, exclusive offers and enhanced experiences. Stay tuned for more exciting updates coming soon.
The AIR MILESAir miles registered trademark, dagger Program is transitioning to Blue Rewards. BMO Rewards is a separate rewards program available only with select BMO credit cards.
The BMO Blue Rewards credit card is the only retail credit card in Canada footnote 1 with built-in accelerators on gas, grocery and wholesale purchases, helping you earn points faster on everyday essentials.
Yes, Maple benefits are included with the World Elite business credit cards and will continue as part of your card benefits.
AIR MILESAir miles registered trademark, dagger Chequing Account
Starting in Summer 2026, your AIR MILESAir miles registered trademark, dagger Chequing Account will become your Blue Rewards Chequing Account. As part of this change, you will earn Blue Points instead of AIR MILESAir miles registered trademark, dagger Reward Miles. For full details about these changes, stay tuned for further communication from us starting in March 2026.
We’ll continue to provide you with exciting offers, including offers that allow you to earn Bonus Points.
No, your monthly plan fee for the Blue Rewards Chequing Account will remain the same as your previous monthly plan fee for the AIR MILESAir miles registered trademark, dagger Chequing Account.
No, this change will not affect how you use BMO Online Banking or the BMO Mobile Banking app.
AIR MILESAir miles registered trademark, dagger Collectors
No, your existing AIR MILESAir miles registered trademark, dagger Reward Miles will automatically convert to Blue Points in the summer, with no loss in value.
New to BMO
No, you can sign up and collect Blue Points without a BMO credit card or bank account. However, having a BMO credit card and/or a BMO chequing account will help you accumulate more Points!
You can sign up on the AIR MILESAir miles registered trademark, dagger website now, and you’ll be transitioned to Blue Rewards in the summer.
You collect Points on eligible purchases when you show your Blue Rewards Member card or use a Blue Rewards credit card or debit card to pay. Your everyday spending adds up to rewards you can use.
Get all the details about redeeming Points on the AIR MILESAir miles registered trademark, dagger website.

Win 1,000,000 Blue Points! footnote star
Sign up and be the first to hear about the Blue Rewards credit card – the only retail credit card in Canada footnote 1 with built-in accelerators on gas, grocery and wholesale purchases. Plus, you’ll automatically be entered for a chance to win one of many prizes!
registered trademark, dagger Trademarks of AM Royalties Limited Partnership used under license by AIR MILES Loyalty Inc. and Bank of Montreal.
Blue Rewards and the Blue Rewards logo are trademarks of Bank of Montreal, used under license by BMO Blue Rewards, Inc.
- Footnote star detailsNo purchase necessary to enter. The contest runs from January 26, 2026, to August 31, 2026. Contest rules apply. Open to legal residents of Canada who have reached the age of majority in their province or territory of residence. Existing BMO AIR MILESAir miles registered trademark, dagger credit card holders (including BMO AIR MILESAir miles registered trademark, dagger World Elite Mastercard, BMO AIR MILESAir miles registered trademark, dagger World Mastercard, BMO AIR MILESAir miles registered trademark, dagger Mastercard, BMO Business AIR MILESAir miles registered trademark, dagger Mastercard, and BMO Business AIR MILESAir miles registered trademark, dagger World Elite Mastercard) are not eligible to enter the contest. Explore full contest terms and conditions.
- Footnote 1 details Based on competitive intelligence as of December 11, 2025. No other credit card issued by a Canadian financial institution offers bonus rewards earn, as part of their permanent product construct, in the categories of Gas/EV Charging, Grocery and Wholesale. Categories are classified by Mastercard’s “Merchant Category Code”, statement is based on merchants classified as Gas/EV Charging, Grocery & Supermarkets and Wholesale Clubs as of December 11, 2025.
- Footnote 2 details Subject to Blue Rewards credit card type, terms and conditions apply.
- Footnote 3 details With the exception of cruises.