Register for online banking with a BMO Debit Card or Credit Card
Register for online banking with a
BMO Debit Card or Credit Card
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Pay $0 monthly fees1 when you open a BMO Harris Smart AdvantageTM Account
Pay no annual fee2 when you choose a BMO Harris Bank Platinum Rewards Mastercard® or a BMO Harris Bank Cash Back Mastercard®
Plus, shop in the U.S. with any of our BMO Harris Bank credit cards and don’t pay foreign transaction fees.2
Learn more and talk to your BMO Wealth Professional to get started.
As a BMO Wealth client1, you’re invited to apply for one of our BMO Harris Bank Mastercard® credit cards. You’ll get the convenience of a U.S. card with the added bonus of your choice of rewards including travel, merchandise, gift cards or cash back with BMO Harris RewardsSM 2.
Get BMO Harris RewardsSM including travel, merchandise, gift cards or cash back.2
Apply for a credit card from BMO Harris Bank using your Canadian credit history if you don’t have a U.S. credit history.
Save money on foreign transaction fees.3
Make purchases in U.S. dollars online or in person.
Here are a few ways we can help you enjoy your cross-border lifestyle.
from your BMO Wealth Professional.
with a Canadian BMO Private Banking or U.S. BMO Harris debit card from the largest ATM network in the U.S. with over 40,000 Allpoint® Network ATMs throughout the country.7, 8
wherever and whenever you want with online or mobile banking9, and over 570 BMO Harris branches and 1,400 BMO Harris ATMs in eight States including Florida and Arizona.
with a wide variety of BMO Harris Bank Mastercard® credit cards.
with the help of a mortgage banker specially trained in cross-border mortgages.
Yes, these cards are available in Canada exclusively for BMO Private Banking or qualifying BMO Nesbitt Burns clients.
BMO Private Banking clients are eligible to apply for BMO Harris Bank Mastercard ®credit cards.
BMO Nesbitt Burns clients with between CDN $250,000 and CDN $1 million in investable assets with BMO are eligible to apply for: BMO Harris Bank Premium Rewards Mastercard®, BMO Harris Bank Platinum Rewards Mastercard®, BMO Harris Bank Platinum Mastercard®, and BMO Harris Bank Cash Back Mastercard®. BMO Nesbitt Burns clients with CDN $1 million or more in investable assets with BMO are also eligible to apply for the BMO Wealth Management Premium Rewards Mastercard®
Get in touch with your BMO Wealth Professional or let us contact you.
BMO Financial Group (NYSE, TSX: BMO) is an integrated financial services provider offering a range of retail banking, wealth management, and investment and corporate banking products. BMO serves Canadian retail clients through BMO Bank of Montreal and BMO Nesbitt Burns. BMO Wealth Management is the brand name for a business group consisting of Bank of Montreal and BMO Harris Bank N.A. and certain of their affiliates in providing wealth management products and services.
BMO Private Banking is part of BMO Wealth Management and is a brand name under which banking services are offered through Bank of Montreal, investment management services are offered through BMO Private Investment Counsel Inc., a wholly-owned indirect subsidiary of Bank of Montreal, and estate, trust, planning and custodial services are offered through BMO Trust Company, a wholly owned subsidiary of Bank of Montreal.
BMO Nesbitt Burns Inc. provides comprehensive investment services and is a wholly owned subsidiary of Bank of Montreal. If you are already a client of BMO Nesbitt Burns Inc., please contact your Investment Advisor for more information. ®“Nesbitt Burns” is a registered trade-mark of BMO Nesbitt Burns Inc®.
® "BMO (M-bar roundel)" is a registered trade-mark of Bank of Montreal, used under license.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
®2018 BMO Harris Bank N.A. All Rights Reserved. Not all products and services are available in every state and/or location.
1BMO Private Banking clients are eligible to apply for BMO Harris Bank Mastercard® credit cards. BMO Nesbitt Burns clients with at least CDN $250,000 but less than CDN $1 million in investable assets with BMO are eligible to apply for the following cards: BMO Harris Bank Premium Rewards Mastercard®, BMO Harris Bank Platinum Rewards Mastercard®, BMO Harris Bank Platinum Mastercard®, and BMO Harris Bank Cash Back Mastercard®. BMO Nesbitt Burns clients with CDN $1 million or more in investable assets with BMO are also eligible to apply for the BMO Wealth Management Premium Rewards Mastercard®.
2Participation in BMO Harris Rewards subject to terms and conditions found in BMO Harris RewardsSM Program Rules, available at: https://www.bmoharris.com/main/personal/credit-cards/rewards. The Account must be current and in good standing to accrue and redeem points. While points don’t expire, any accrued points will be forfeited upon Account closure. Cash back is redeemable in the form of a statement credit.
3There are no foreign transactions fees when BMO Harris credit cards are used in the U.S. For purchases outside of the U.S., there are no foreign transaction fees for the BMO Wealth Management Premium Rewards Mastercard® and BMO Harris Bank Premium Mastercard® credit cards.
4Ask your Wealth Professional for the Summary of Credit Terms or review here. All BMO Harris credit card transactions are in U.S. dollars (USD).
5The introductory rewards bonus is based on total net qualified purchases made in the first three months of account opening and rewards will be awarded to qualifying Accounts 3 – 4 weeks after the conclusion of the three month period.
6Anniversary Bonus is based on qualified net purchases made in the year prior to Anniversary Date. Please see the Program Rules for more information about the Anniversary Bonus. Bonus will post to your account four weeks from your Anniversary Date.
7When using a BMO Harris debit card, Foreign Transaction Fees will apply at Allpoint® ATMs located outside of the United States.
8Clients with a BMO debit card (i.e., not a BMO Private Banking or BMO Harris debit card) may be charged a fee in the U.S.
9Message and data rates may apply. Contact your wireless carrier for details.
In the U.S., banking products and services are subject to bank and credit approval and are provided by BMO Harris Bank N.A. Member FDIC