Manage your banking both in Canada and the U.S.
As a BMO Private Wealth client, you have exclusive and direct access to a dedicated support team at BMO U.S. who specialize in cross-border banking. Your BMO Private Wealth professional will also collaborate with this team to ensure your cross-border banking is easy and seamless.
- Dedicated
Gain exclusive access to a specialized team at BMO U.S.
- Seamless
Bank on both sides of the border with confidence.
- Convenient
Bank wherever you are with BMO Digital Banking (Canada and U.S.).
Start the conversation
Answer a few questions about your wealth planning needs, and one of our BMO Private Wealth professionals will reach out.
How Canadian-issued bank accounts work with cross-border banking
Consider a BMO Canada U.S. dollar account. You can use it to save up for your next trip down south or to transfer funds to your U.S.-based account. Even better, you can open a U.S. dollar chequing or savings account under your existing BMO Everyday Bank Plan – at no extra cost. The BMO Everyday Bank Plan is offered by BMO Bank of Montreal and is insured by the CDIC. footnote star, star
footnote star star detailsBank of Montreal is not an entity of BMO Private Wealth.
How we take care of your cross-border banking needs
U.S. cash withdrawal and cheque deposit
Withdraw U.S. cash
- Save in U.S. dollars in your BMO Canada U.S. dollar account before you travel to the U.S.
- Transfer funds to your BMO U.S. chequing account.
- Withdraw funds at over 40,000 ATMs throughout the U.S. footnote 1, footnote 2
Deposit U.S. cheques
Deposit cheques drawn on a U.S. bank into your BMO U.S. chequing account at a BMO U.S. branch or BMO U.S. ATM that accepts deposits, or when you download the BMO Digital Banking (US) app. footnote 5 , footnote 6
Start the conversation
Connect with a BMO Private Wealth professional about your needs.