Be sure to answer all questions on the application as completely as possible; any missing information will cause delays. For universal life and the BMO Insurance Whole Life plan applications, be sure to include a signed illustration with client and policy details that match the application details. Fully complete and submit all required supplementary forms with the application. Be sure that you add details to all questions with “yes” answers. Remember to include: reason, dates, results, pending investigations and any additional details the client may give you. If completing a fillable form non face-to-face application, ensure all processing and eligibility requirements are met in advance of completing the application. Ensure that you use the current version of The Wave illustration software and current version of our Application for Life Insurance and Critical Illness Insurance 126E. Ensure that your licence and E&O insurance are always current.Be sure to answer all questions on the application as completely as possible; any missing information will cause delays. For universal life and the B M O Insurance Whole Life plan applications, be sure to include a signed illustration with client and policy details that match the application details. Fully complete and submit all required supplementary forms with the application. Be sure that you add details to all questions with “yes” answers. Remember to include: reason, dates, results, pending investigations and any additional details the client may give you. If completing a fillable form non face-to-face application, ensure all processing and eligibility requirements are met in advance of completing the application. Ensure that you use the current version of The Wave illustration software and current version of our Application for Life Insurance and Critical Illness Insurance 126E. Ensure that your licence and E&O insurance are always current.