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How much life insurance do you need?

Tell us a bit about yourself and we’ll calculate the amount of life insurance you need to protect your family.

Let’s get started

Prefer to do it manually? Download the offline calculator

Total: XXX.XX

Step 1: Your debts and final expenses

The first step is to determine the cost of your final expenses and the amount of debt that you owe (including your mortgage, loans, and funeral costs).

Step 2: Determine your family’s financial needs

As well as your final expenses and debts, you also need to consider how much income your family would need (and for how long) in case of your unexpected death.

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Step 3: What are your assets worth?

We’ll add up the total cost of your final expenses, debts and family financial needs. Then we’ll subtract this number from the total value of your assets to help calculate your life insurance needs.

Your results

Thanks! Here are your current life insurance needs.

Result summary

Total debt and final expenses:

$XXX,XXX

Annual family income needs:

$XXX,XXX

Total assets and investments:

$XXX,XXX

Total: XXX.XX

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