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BMO Insurance Advisor – your clients are our priority
Prepare quotes or submit applications using SmartApp and The Wave illustration system Get started


Say goodbye to paper applications – go digital!

Use SmartApp to prepare quotes and submit your clients’ life and critical illness insurance applications. It’s fast, easy and secure.

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The Wave illustration system

Prepare professional quotes quickly and easily.

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BMO Insurance for advisors

Access forms and materials, stay up to date on our latest email broadcasts, explore our easy-to-use tools, or learn more about our full suite of insurance products.

Latest news

2019 Performance Bonus Rate announcement

We’re pleased to announce that effective May 1, 2019 to April 30, 2020, we are maintaining the Performance Bonus Rate for the BMO Insurance Whole Life Plan at 5.75%.

Triple 5 Drive:

BMO Insurance is happy to announce that Triple 5 Drive for SmartApp is extended to June 30, 2019.

Why choose BMO Insurance?

When you choose us you get innovative products and a strong commitment to support independent advisors, MGAs and our mutual clients – all backed by the brand power and financial strength of BMO Financial Group. Our strength is further exemplified by our Life Insurance Capital Adequacy Test (LICAT) ratios as defined by the Office of the Superintendent of Financial Institutions (OSFI).

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Tools and resources

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Advisor tools

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