Simplify and streamline your cross-border finances
As a B M O Private Wealth client, your B M O Private Wealth professional will provide you with an extra layer of support to help you with your cross-border needs. This includes giving you exclusive and direct access to a dedicated support team at B M O U . S . who specialize in cross-border banking. Your B M O Private Wealth professional will collaborate with this team to ensure your experience is easy and seamless.
- Dedicated
Gain exclusive access to a specialized B M O U . S . team who you can contact directly.
- Seamless
Move U . S . funds easily and quickly from Canada to the U . S . or the U . S . to Canada.
- Convenient
Bank on both sides of the border using online or mobile banking wherever you are.
Start the conversation
Answer a few questions about your wealth planning needs, and one of our B M O Private Wealth professionals will reach out.
We help you with your North American banking needs
If you spend time in both Canada and the U . S ., you may need help taking care of your banking on both sides of the border.
Frequent traveller to the U . S .?
We help you:
Save U.S dollars before you travel
Access U . S . funds in the U . S .
Transfer funds to the U . S .
Shop with U . S . dollars

Snowbird?
We help you:
Save U . S . dollars before you travel
Shop in U . S . dollars
Transfer funds and pay bills in Canada and the U . S .
Buy a vacation property

Live and work in the U . S .?
We help you:
Take care of your day-to-day banking needs
Buy a home
Leverage the equity in your U . S . home
Take care of your U . S . investment needs

Why choose BMO Private Wealth?
Here are a few ways we can help you enjoy your cross-border lifestyle.
Get direct access to a dedicated support team at B M O U . S .
exclusively for B M O Private Wealth clients with U . S . banking needs.
Make free, unlimited withdrawals in the U . S .
with a B M O U . S . debit card from the largest A T M network in the U . S . with over 40,000 Allpoint® network A T Ms throughout the U . S . footnote 1 , footnote 2
Meet your day-to-day U . S . banking needs
wherever and whenever you want with online and mobile banking, and over 1,000 BMO U.S. branches and 2,400 BMO U.S. ATMs in 32 states including Florida, Arizona and California. footnote 3
Earn B M O Flex Rewards footnote 5
with a wide variety of B M O U . S . credit cards.
Apply for a U . S . mortgage
using your Canadian credit history and B M O Private Wealth relationship.
Commonly asked questions

Start the conversation
Connect with a B M O Private Wealth professional about your needs.