Interactive Chart Tool

The interactive chart tool allows you to choose how you want to view our summary financial data. Use the tabs below to select the data you want to view. To switch between line and bar chart styles, or adjusted and reported results, use the toggles in the upper right corner of the graph. The default view displays information for every year and line item. To deselect a year, click on it (click again to re-select the year). To deselect a line item, click on the checkmark that appears next to it (click again to re-select the line item).

These figures appear in the Financial Snapshot and Management’s Discussion & Analysis including Supplemental Information sections of the Annual Report.

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Reported Results
 

(1) Beginning in 2015, insurance claims, commissions and changes in policy benefit liabilities (CCPB) are reported separately. They were previously reported as a reduction in insurance revenue in non-interest revenue. Prior period amounts have been reclassified.

Revenue (1) 16,830 18,223 19,389 21,087 22,260
Insurance claims, commissions and changes in policy benefit liabilities (CCPB) (1) 767 1,505 1,254 1,543 1,538
Revenue, net of CCPB (1) 16,063 16,718 18,135 19,544 20,722
Provision for credit losses 587 561 612 815 774
Non-interest expense 10,226 10,921 12,182 12,997 13,302
Net income 4,195 4,333 4,405 4,631 5,350
Adjusted Results (1)
 

(1) Adjusted results are non-GAAP and discussed in the Non-GAAP Measures (PDF, 30 KB) section of the MD&A.

(2) Beginning in 2015, insurance claims, commissions and changes in policy benefit liabilities (CCPB) are reported separately. They were previously reported as a reduction in insurance revenue in non-interest revenue. Prior period amounts have been reclassified.

Revenue (2) 16,139 18,223 19,391 21,171 22,260
Insurance claims, commissions and changes in policy benefit liabilities (CCPB) (2) 767 1,505 1,254 1,543 1,538
Revenue, net of CCPB (2) 15,372 16,718 18,137 19,628 20,722
Provision for credit losses 357 561 612 815 774
Non-interest expense 9,755 10,761 11,819 12,544 13,007
Net income 4,223 4,453 4,681 5,020 5,508

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Reported Results
 
Earnings per share – diluted ($) 6.17 6.41 6.57 6.92 7.92
Adjusted Results (1)
 

(1) Adjusted results are non-GAAP and discussed in the Non-GAAP Measures (PDF, 30 KB) section of the MD&A.

Earnings per share – diluted ($) 6.21 6.59 7.00 7.52 8.16

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Reported Results
 
One-year total shareholder return 28.8% 17.1% -3.0% 17.0% 20.2%
Three-year average annual total shareholder return 11.5% 16.7% 13.5% 9.9% 10.9%
Five-year average annual total shareholder return 17.0% 15.5% 9.5% 12.5% 15.5%
Return on equity 14.9% 14.0% 12.5% 12.1% 13.3%
Common Equity Tier 1 Ratio 9.9% 10.1% 10.7% 10.1% 11.4%
Adjusted Results (1)
 

(1) Adjusted results are non-GAAP and discussed in the Non-GAAP Measures (PDF, 30 KB) section of the MD&A.

(2) Total shareholder returns and Common Equity Tier 1 Ratio measures are the same in both as reported and adjusted views.

One-year total shareholder return (2) 28.8% 17.1% -3.0% 17.0% 20.2%
Three-year total shareholder return (2) 11.5% 16.7% 13.5% 9.9% 10.9%
Five-year total shareholder return (2) 17.0% 15.5% 9.5% 12.5% 15.5%
Return on equity 15.0% 14.4% 13.3% 13.1% 13.7%
Common Equity Tier 1 Ratio (2) 9.9% 10.1% 10.7% 10.1% 11.4%

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Reported Results
 

(1) BMO Financial Group results include the results of Corporate Services, which are not separately disclosed above.

Canadian P&C 2,103 2,202 2,512
U.S. P&C 837 1,085 1,066
Wealth Management 849 761 953
BMO Capital Markets 1,009 1,253 1,315
BMO Financial Group (1) 4,405 4,631 5,350
U.S. P&C (US$ in millions) 667 819 817
Adjusted Results (1)
 

(1) Adjusted results are non-GAAP and discussed in the Non-GAAP Measures (PDF, 30 KB) section of the MD&A.

(2) BMO Financial Group results include the results of Corporate Services, which are not separately disclosed above.

Canadian P&C 2,107 2,204 2,515
U.S. P&C 890 1,135 1,112
Wealth Management 954 862 1,018
BMO Capital Markets 1,011 1,254 1,317
BMO Financial Group (2) 4,681 5,020 5,508
U.S. P&C (US$ in millions) 709 856 853