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Make everyday debit purchases, withdrawals, deposits and automicatically pay bills.

TapClick the drop-down menu to view discounted rates for Kids, Teens, Students & Recent Grads, Seniors, New Canadians, and Beneficiaries of an RDSP.

Bank Plans
Features & Benefits
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Features & Benefits
Monthly fee
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More Features & Benefits

More about Premium Rate Savings Account


Travel Features

Added Protection

*Limited to one chequing account and one eligible savings account.

Why BMO?

With our PlanShare program, you can:

Share one Plan with your spouse or partner
Save on banking fees
Set up single or joint accounts
Have up to 20 accounts under one Plan

Your account.
My account. Our account.

One fee.

Save on banking fees by sharing one Bank Plan including your joint and individual bank accounts.

At BMO, with our PlanShare feature, you and your partner or spouse can open joint and individual accounts under one Bank Plan for a single monthly Plan fee.

This gives you the freedom to bank together while also allowing you to maintain financial independence.

Available with the Premium, Performance, AIR MILES®† and Plus Plan.

How to add PlanShare to your account

New to BMO?

Simply select “add a co-applicant” during the application process.

Already a customer?

Book an appointment

Savings accounts

Savings accounts

Earn a higher interest rate for your longer-term savings goals.

High Interest Savings

Everyday Savings

With every chequing plan



24/7 Banking

Pay bills, transfer funds, view transactions online - all from your desktop, tablet or smartphone.

Managing Money

Set up direct deposits or Pre-Authorized Payments, order cheques, and transfer money easily.

Account Services

Budgeting tools and account alerts to keep you informed.

Travel Services

Important services for travellers including optional travellers' insurance, foreign currency and travellers cheques.

Are you an existing customer?