MasterCard
BMO offers a range of annual interest rates on our MasterCard products, from 11.9% to 20.5%.
Use the Interest Calculator to determine if our Low Interest Rate options are right for you.
BMO MasterCard
20.5% interest rate for the following credit cards:
19.9% interest rate for the following credit cards:
- BMO AIR MILES World MasterCard ($99 annual fee)
- BMO AIR MILES MasterCard (no annual fee)
- BMO CashBack World MasterCard ($79 annual fee)
- BMO CashBack MasterCard (no annual fee)
- BMO Rewards MasterCard ($35 annual fee)
- BMO SPC AIR MILES MasterCard (no annual fee)
- BMO SPC CashBack MasterCard (no annual fee)
- BMO U.S. Dollar MasterCard ($35 USD annual fee)
12.9% low interest rate available for an additional $45/year*.
17.5% interest rate for the following credit cards:
11.9% low interest rate available for an additional $20/year
BMO MasterCard for Business
19.9% interest rate for the following credit cards:
- BMO Gold AIR MILES MasterCard for Business ($119 business owner card annual fee)
- BMO AIR MILES MasterCard for Business (no annual fee for business owner)
- BMO Premium CashBack Mastercard for Business ($69 business owner card annual fee)
- BMO CashBack MasterCard for Business (no annual fee for business owner)
- BMO U.S. Dollar MasterCard for Business ($25 USD business owner card annual fee)
12.9% low interest rate available for an additional $50/year*.
17.5% interest rate for the following credit cards:
12.9% low interest rate available for an additional $25/year
BMO Financial Group Corporate MasterCard
| Fee | |
|---|---|
| Corporate MasterCard Card Rate | |
| Canadian Dollar 18.4% per annum | No Fee |
| U.S. Dollar 17.5% per annum | No Fee |
| Grace Day Option | |
| 21 Grace Days | $30.00 |
| 14 Grace Days | $25.00 |
| 7 Grace Days | $20.00 |
| Reward Option | |
| Optional $1/40 AIR MILES Reward Option | $20.00 |
| Other Special Features | |
| Optional BMO Business Travel Benefits | $19.00 |

Yes, please take me to the U.S. site
No, I would like to stay on the Canadian site









