Premium Plan

What you get every month

• Unlimited transactions
• Earn AIR MILES reward miles on purchases made with your debit card
• 10 non-BMO ATM debit transaction on the Interac^®* network/month ²
• 2 Interac e-Transfers/month
• Cheque image return³
• Assisted service bill payments
• Personalized cheques at no extra charge (cheque style limited)
• Money orders and drafts (in available currencies), certified cheques and stop payments
• Safety deposit box discount and /or account history inquiries.
• Bank between all your BMO Bank Accounts for this one monthly price⁴

Added protection

• Overdraft Transfer Service between personal Bank Accounts in the Banking Plan
• Up to $50 of Overdraft Protection on U.S. Dollar chequing accounts in good standing⁵
• Personal Credit Reserve⁶ up to $2,500 upon approval⁷
• Occasional Overdraft Protection Service⁵ (OOPS!^® - up to $500) on a Bank Account in your Plan with no per item fee

Travel features

• No-fee Travellers cheques (traditional style single signature)
• 5 international debit transactions using non-BMO ATMs on the Cirrus^®* network each month²
• Ability to make debit card purchases at merchants outside of Canada at no additional fee⁸
• No-fee cash withdrawals using their BMO Debit Card at our newly expanded network of 1,350 BMO Harris Bank^SM ATMs in nine U.S. states, including Florida and Arizona⁹
• Preferred exchange rate when buying or selling U.S. cash (up to $5,000 U.S. per transaction)
• U.S. Dollar bill payments or transfers to U.S. banks by telephone banking service¹⁰

How you save

Monthly Banking Plan Fee		$25.00
Monthly Banking Plan when you always keep balance of $5,000		FREE1
Kids, Teens, Students and Recent Graduates		$15.05
Discounted monthly banking program for Seniors		$11.05

Want to collect AIR MILES reward miles for your everyday banking? Learn how you can accelerate your earning potential.