BMO Credit Cards

Our most popular MasterCard helps turn your everyday purchases into rewards:

• Pay no annual fee
• Collect valuable AIR MILES reward miles every time you use your credit card

Our biggest cash rebate- 1% back to your MasterCard:

• Get an annual cash credit on your account – $1 back for every $100 in card purchases
• Reduce your interest charges from 19.5% to 12.9% with our low interest rate option

It's a win-win: Pay no fee and get CashBack from every purchase.

• Pay no annual fee
• Earn an annual rebate on your account – $1 back for every $200 you spend

A convenient way to shop and travel – or buy online – in the U.S.:

• No exchange-rate surprises – U.S. purchases are charged in U.S. dollars
• Enjoy added protection: Double the original manufacturer's warranty on your purchases, PLUS your items are protected from theft or damage for 90 days

No frills, just savings:

• Pay no annual fee
• Enjoy BMO's lowest interest rates – 17.5% (no fee) or 11.9% (for $20/year)

A safe and convenient alternative to cash or travellers cheques:

• It's easy to reload, and you get the benefits of a credit card without paying interest
• Zero dollar liability protects you from unauthorized use

Mix business with pleasure: Let your business spending send you on a holiday sooner by earning more rewards on ALL your card purchases:

• Get 150 bonus AIR MILES reward miles with the card & enjoy our highest earning rate
• Stretch your reward miles with our 25% flight discount

Our most popular business credit card helps turn your day-to-day business spending into valuable rewards:

• No annual fee helps you maximize cash flow
• Collect valuable AIR MILES reward miles every time you use your card and redeem for travel, gift cards, office equipment, and more

Our biggest cash rebate – turn business debits into business credits.

• Get an annual rebate on your account – $1 back for every $100 in card purchases
• Improve your business cash flow by reducing your interest charges from 19.5% to 12.9% with our low interest rate option

It's a win-win for both you and your business: Pay no fee and get CashBack from every purchase.

• Pay no annual fee
• Earn an annual rebate on your business account – $1 back for every $200 you spend

A convenient way to shop and travel in the U.S. – or buy online from U.S. suppliers:

• No exchange-rate surprises – U.S. purchases are charged in U.S. dollars
• Enjoy added protection: Double the original manufacturer's warranty on your purchases, PLUS your items are protected from theft or damage for 90 days

No frills, just savings for business owners:

• Pay no annual fee
• Enjoy BMO's lowest interest rates – 17.5% (no fee) or 12.9% (for $25/year)