BMO AIR MILES MasterCard
Limited time offer:
Earn 400 Bonus AIR MILES reward miles*
AIR MILES reward miles
Earn more reward miles.
Reward yourself with travel, merchandise or AIR MILES Cash.
NO ANNUAL FEE
Pay no annual fee1 - and we don't just mean in the first year
The BMO AIR MILES†® MasterCard®* gets you:
Limited time offer:
Earn 400 Bonus AIR MILES reward miles* - enough for four movie passes, popcorn and more!
More ways to collect AIR MILES reward miles
1 reward mile for every $20 in purchases every time (and everywhere) you use your BMO AIR MILES MasterCard2
Double your rewards
Use your BMO MasterCard and your AIR MILES Collector Card at AIR MILES sponsors and receive AIR MILES reward miles from both. Welcome to "double-dipping"!
Fees and Rates:
No Annual fee
19.9% Interest rate
How many AIR MILES reward miles can I earn with my credit card?
Reward yourself! A fun, free way to turn your everyday purchases into a wide range of AIR MILES rewards – from travel
and merchandise to exciting entertainment packages and AIR MILES Cash. Over 1,000 reward options to choose from!
PLUS: The AIR MILES Reward Program offers more places to earn rewards than any other program in Canada, so you can earn reward miles even faster!
Limited time offer: Earn 400 Bonus AIR MILES reward miles after your first card purchase.*
Pay no annual fee1
- Earn one reward mile for every $20 you spend, every time – and everywhere – you use your no fee MasterCard2
See how many AIR MILES rewards miles you could earn with your BMO AIR MILES MasterCard.
- Items bought with your credit card are automatically insured against theft for 90 days. And, save the cost of buying
extended warranty insurance – you're already covered3
Insurance and Protection
Feel protected wherever you are — with the exclusive insurance and protection that comes with your BMO AIR MILES MasterCard:
- Save the cost of buying optional extended warranty insurance on your next purchase by paying with your BMO credit card. This coverage doubles the original manufacturer's warranty period up to a maximum of one additional year.
- Get added protection – items bought with your card are automatically insured against theft or damage for 90 days from date of purchase.
Zero Dollar Liability
- In case the unexpected should happen, enjoy free protection from both theft and the fraudulent use of your card. If your card is used without your authorization, you will not be liable if you notify us within 24 hours (among other criteria).
If your card is used without your authorization, you will not be liable if: you did not contribute to the unauthorized use; you used reasonable care to safeguard your card and PIN; you notify us by telephone within 24 hours if you learn of the loss, theft or misuse of your card or cheques, or after you suspected that someone else knows your PIN; you have not reported two or more unauthorized transactions in the last 12 months, and your account is in good standing. If you don't meet these criteria, you will be liable for all charges incurred in connection with the unauthorized use.
Help Around the World and Lost or Stolen Card Replacement Funds from
MasterCard Global Service®*
Enjoy peace of mind when travelling around the world. You can call us 24 hours a day, 365 days a year and we'll connect you with a representative who speaks your language, and can help with:
- Lost or stolen cards
- Emergency replacement cards or up to $1,000 in emergency funds
- Locate an ATM, and more
The Fine Print
To save you time, here's a convenient page of resources that outlines everything you need to know about your BMO AIR MILES MasterCard terms, costs, cardholder rights and benefits.
Important Information on Rates and Fees
- Key information about your BMO AIR MILES MasterCard, such as the latest fees, interest rates, grace period, minimum payment, foreign currency conversion, and more.
- A detailed explanation of your rights and responsibilities as a BMO MasterCard cardholder. Download cardholder agreement (PDF) for full details.
AIR MILES Rewards Terms and Conditions
- This guide outlines in detail terms and conditions governing your BMO AIR MILES MasterCard rewards. Download terms and conditions (PDF) for full details.
A detailed explanation of the specific rules and provisions (including key features and insurance) that govern your BMO AIR MILES MasterCard.
Every BMO MasterCard® comes loaded with valuable features.
We offer additional insurance coverage options to take the worry out of your trips.
Feel protected wherever you are with the exclusive security features that comes with your BMO MasterCard.