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HomePersonal BankingWealth ManagementSmall BusinessCommercialCorporate & InstitutionalAbout BMO

Students Bank Accounts (Young Adults 19+)

Want help making student life and post-student life more affordable? BMO Student Discount Bank Plans are the answer. Hold as many individual or joint chequing and savings accounts as you need for one monthly fee.1

Our Student Discounted Bank Plans feature a discount of $9.95 per month on your bank fees for a savings of up to $119.40 per year. And if you choose the Plus Plan, there's no monthly fee on your student bank accounts!20

Graduating? BMO offers students one additional year of discounted banking after graduation.

Make student life more affordable

Get a free SPC®‡ Card (Student Price Card), good for discounts and deals at hundreds of Canadian retailers, when you open any BMO Student Discounted Bank Plan.

* Includes annual savings on Student Everyday Banking Plan fees, the annual cost of an SPC Card, SPC Card merchant discount savings, and the value of exclusive SPC Card merchant offers for BMO customers. For details, visit

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