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Students Bank Accounts (Young Adults 19+)

Want help making student life and post-student life more affordable? BMO Student Discount Bank Plans are the answer. Hold as many individual or joint chequing and savings accounts as you need1 for one monthly fee. Our Student Discounted Bank Plans feature a discount of $9.95 per month on your bank fees for a savings of up to $119.40 per year1. And if you choose the Plus Plan, there's no monthly fee on your student bank accounts21!


Graduating? BMO offers students one additional year of discounted banking after graduation.

Make student life more affordable

Get a free SPC®†† Card, good for discounts and deals at hundreds of Canadian retailers, when you open any BMO
Student Discounted Bank Plan.

Book your own appointment. Get Started.
Smart Saver Account
%
Premium Rate Savings Account
%*
*up to $59,999.99