Dual AIR MILES Terms and Conditions

1. Up to 1,000 AIR MILES Bonus Miles offer is limited to new BMO AIR MILES No Fee Business Mastercard accounts. Applications must be received between January 15, 2019 and October 31, 2019 (the “Offer Period”). Existing BMO AIR MILES No Fee Business Mastercard customers who cancel their card during the Offer Period, and existing BMO Business Mastercard customers who transfer into this product during the Offer Period are not eligible. 500 Bonus Miles will be applied to your AIR MILES Collector Account within forty-five (45) days after your first card purchase. Additional 500 Bonus Miles will be awarded when you spend $2,500 in net card purchases (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) in the first three (3) months from the account open date and will be applied to your Collector Account within forty-five (45) days after qualifying. All Bonus Miles will be credited in accordance with the set balance preference (between AIR MILES Cash and AIR MILES Dream balances) at the time of posting. Limit of one Bonus offer per Collector Account. If you cancel your card within ninety (90) days of opening your account, the Bonus reward miles will be cancelled. This offer may be changed, extended or withdrawn at any time without notice.
2. Offer is cumulative over the statement period. Award of Miles is made for purchases charged to your account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) and is subject to the AIR MILES Terms and Conditions and the BMO Business Mastercard Cardholder Agreement. The number of Miles will be rounded down to the nearest whole number. Fractions of Miles will not be awarded.
3. Ongoing interest rates, interest-free grace period, annual fees and all other applicable fees are subject to change. Cash advances include balance transfers, cash-like transactions and Mastercard cheques. Visit bmo.com/yourbiz for current rates and fees; call the Customer Contact Centre at 1-844-385-5055, or visit your branch.
4. Please refer to your BMO Mastercard Cardholder Agreement for more information.
5. Offer is cumulative over the statement period. Miles will be earned on purchases made at Shell locations in Canada (including, Beaver, Turbo and Payless) to a maximum of $2,500 in any monthly billing period. The number of Miles will be rounded down to the nearest whole number. Fractions of Miles will not be awarded.
6. Subject to terms and conditions, including limitations, exclusions and other important information contained in the Certificate of Insurance, which is sent to new cardholders. Insurance benefits provided by Allianz Global Risks US Insurance Company (Canadian Branch).
7. BMO AIR MILES Business Mastercard (“Credit Card”) applications must be received between October 2, 2018 and March 31, 2019 (the “Offer Period”) to be eligible for the following Bonus Miles, Companion Flight Rebate and Annual Fee Waiver offers (each an “Offer” and collectively the “Offers”):
   
   AIR MILES Bonus Miles Offer: Get 1,000 Bonus Miles after your first purchase using your Credit Card. Receive an additional 2,000 Bonus Miles when you spend a minimum of $5,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) on purchases using the Credit Card within the first three (3) months from the Credit Card account open date. Bonus Miles will be credited to the primary Credit Cardholder’s AIR MILES Collector Account within forty-five (45) days of purchase. The additional Bonus Miles will be credited to the primary Credit Cardholder’s AIR MILES Collector Account within sixty (60) business days following the qualifying $5,000 spend. All Bonus Miles are credited in accordance with the set balance preference (between AIR MILES Cash and AIR MILES Dream balances) at the time of posting.
   
   Companion Flight Rebate Offer: To be credited the Dream Miles for your Companion flight ticket, you must book any two flights (one way or return) for travel anytime (subject to availability from participating suppliers at the time of booking) through airmiles.ca using your Dream Miles within twelve (12) months from the account open date. Both flight tickets must be booked in the same transaction, and on the same itinerary (both flights must be travelling on the same day, departing from the same location in Canada, and arriving to the same destination). You must have accumulated a sufficient balance of Dream Miles in your Collector Account to use for both flights in the same transaction to be eligible for this Offer. You will be credited the number of Miles back into your Dream Account that is equal to one flight ticket (excluding all taxes, fees and applicable surcharges) within 45 days after your flight booking, notwithstanding your balance preference (between AIR MILES Cash and AIR MILES Dream balances) at that time. The companion flight offer can only be applied to the 1st flight redemption after acquiring the card, no exceptions. There is a limit of one companion flight offer per eligible primary BMO AIR MILES Business Mastercard cardholder. To be eligible for this Offer, your BMO AIR MILES Business Mastercard account must be in good standing at the time such Miles are credited to your Dream Account. The Collector is responsible for paying all taxes, fees and applicable surcharges at the time of booking. There are no cancellations or refunds permitted on tickets once booked. Changes to flights may be permitted; restrictions may apply and changes are subject to applicable fees. In the event of a cancellation of either flight for any reason after booking, Dream Miles credited for the Companion flight may be deducted back from the Collector’s Account. Offer cannot be combined with any other Miles redemption offer. Offer is subject to the Flight Rewards Terms and Conditions of the AIR MILES Reward Miles Program, available on airmiles.ca.
   
   Annual Fee Waiver Offer: The annual fee of $120 for the primary owner’s card will be waived for the first year. The primary owner’s annual card fee applies after the first year and will appear on your account statement twelve (12) months after the account open date. If an additional cardholder is added to the account within the first year, the Additional Card annual fee of $50 per card will be charged at a prorated rate and will not be waived or rebated.
   
   These offers are subject to change or can be withdrawn without notice. Limit of one of each Offer per Collector Number. Existing BMO AIR MILES Business Mastercard customers who cancel their card during the “Offer Period” and existing BMO Business Mastercard customers who transfer into this Credit Card product during the “Offer Period” are not eligible for the Offers. If the Credit Card is cancelled within ninety (90) days from the date it was opened, all Miles earned within that period will be cancelled and the Companion Flight Miles (if applicable) will be clawed back. The AIR MILES Bonus Miles Offer and the Companion Flight Rebate Offer are each subject to the AIR MILES Reward Program Terms and Conditions.
8. Offer is cumulative over the statement period. Award of Miles is made for purchases charged to your account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) and is subject to the AIR MILES Terms and Conditions and the BMO Business Mastercard Cardholder Agreement. The number of Miles will be rounded down to the nearest whole number. Fractions of Miles will not be awarded.
9. Offer is cumulative over the statement period. Miles will be earned on purchases made at Shell locations in Canada (including, Beaver, Turbo and Payless) to a maximum of $2,500 in any monthly billing period. The number of Miles will be rounded down to the nearest whole number. Fractions of Miles will not be awarded.
10. Subject to terms and conditions, including limitations, exclusions and other important information contained in the BMO Mastercard Liability Waiver Program description, which is sent to new cardholders. Program benefits provided by Royal & Sun Alliance Insurance Company of Canada.

• ^*Ongoing interest rates, interest-free grace period, annual fees and all other applicable fees are subject to change. Cash advances include balance transfers, cash-like transactions and Mastercard cheques. Visit bmo.com/yourbiz for current rates and fees; call the Customer Contact Centre at 1-844-385-5055, or visit your branch.
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