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Advisor tools

Check out our easy-to-use advisor tools to help create the right insurance strategies for your clients, prepare quotes, submit applications, and track your new and in-force business.


Critical Illness | Universal life | Term life | Non-participating whole life

Say goodbye to paper applications - go digital! Use SmartApp to prepare quotes and submit your clients’ life and critical illness insurance applications. It’s fast, easy and secure.

The Wave illustration system

Critical illness | Universal life | Term life | Non-participating whole life | Income annuities

Prepare professional quotes quickly and easily using The Wave illustration software.

More tools, calculators and resources

BMO InvestmentPro

Universal life

Access performance reports for hundreds of investment options available on your clients’ universal life insurance policies.

Access BMO Investment Pro



Securely access your service fees, assets under administration, and client records.  Log in or register for WealthLink today.

Log in or register

Income Annuity Application Smart Form

Income Annuities

A simple tool with step-by-step instructions to complete an income annuity application with BMO Insurance.

Access the smart form

Life insurance Calculator

Universal life | Term life | Non-participating whole life

Calculate how much life insurance your clients need to help financially protect their loved ones.

Calculate life insurance needs

Critical Illness Insurance Calculator

Critical illness

Calculate how much critical illness insurance your clients need to help protect their income and cover unexpected expenses in case of a critical illness.

Calculate critical illness insurance needs

Investor Profile Questionnaire

Universal life

Use this simple questionnaire to help your clients determine their investor profile and then match them with the right universal life investment options.

Complete an investor profile questionnaire (358E PDF)

BMO GIF Investor Kit

Find everything you’ll need to get your clients started with BMO Guaranteed Investment Funds (BMO GIFs).

access bmo gif investor kit

FAQ – Life Insurance

Universal life | Non-participating whole life | Term life | Critical illness

Find answers to common questions regarding business processes.

access faq – life insurance

External resources