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Advisor tools

Check out our easy-to-use advisor tools to help create the right insurance strategies for your clients, prepare quotes, submit applications, and track your new and in-force business.

Insurance advisor showing clients The Wave illustration system
Insurance advisor showing clients The Wave illustration system

The Wave illustration system

Critical illness | Universal life | Term life | Non-participating whole life | Income annuities

Prepare professional quotes quickly and easily using The Wave illustration software.

SmartApp

Critical Illness | Universal life | Term life | Non-participating whole life

Say goodbye to paper applications - go digital! Use SmartApp to prepare quotes and submit your clients’ life and critical illness insurance applications. It’s fast, easy and secure.

More tools, calculators and resources

Investor Profile Questionnaire

Universal life

Use this simple questionnaire to help your clients determine their investor profile and then match them with the right universal life investment options.

Investor Profile Questionnaire (358E)

Life insurance Calculator

Universal life | Term life | Non-participating whole life

Calculate how much life insurance your clients need to help financially protect their loved ones.

Life insurance calculator

BMO InvestmentPro

Universal life

View performance reports for hundreds of investment options available on your clients’ universal life insurance policies.

BMO InvestmentPro

Critical Illness Insurance Calculator

Critical illness

Calculate how much critical illness insurance your clients need to help protect their income and cover unexpected expenses in case of a critical illness.

Critical illness insurance calculator

Insurance planning strategies

Discover innovative insurance planning strategies designed to help meet your clients’ needs.

Insurance Concepts

WealthLink

GIF

Securely access your service fees, assets under administration, and client records.  Log in or register for WealthLink today.

Log in or register

Advisor support

Universal life | Non-participating whole life | Term life | Critical illness

Track your new and in force business for all of your life and critical illness plans.

Log in to Advisor Support

Life Insurance Needs Analyzer

Universal life | Term life | Non-participating whole life

Work with your clients to determine their life insurance needs in just three easy steps.

Insurance needs analyzer (359E)the Life Insurance Needs Analyzer

External resources