Definitions

Direct marketing is our communication with you such as mail, telemarketing or email, using the contact information you have provided, to inform you about products and services that we think may be of interest and value to you. This does not include communications regarding products or services that you currently have, including improved ways to use the products, or additional features of the products as well as transactional information.

Personal Information is information about an identifiable individual. It includes information that you have provided to us or was collected by us from other sources. It may include details such as your name and address, age, personal financial records, identification numbers including your Social Insurance Number, personal references, and employment records.

BMO Financial Group means Bank of Montreal and its affiliates that provide deposit, investment, loan, securities, trust , insurance and other products and services.