Tariff Concerns? Navigate market volatility with BMO Guaranteed Investment Funds

Today’s market volatility may be making your clients anxious about achieving their financial planning goals without increasing their investment risk. With BMO Guaranteed Investment Funds (GIFs), you can help clients maximize the value of their portfolio while taking steps to mitigate risk.

Five reasons to choose BMO GIFs

1. Automatically lock-in gains with resets: BMO GIFs let your clients lock in investment gains automatically. ^{footnote 11} If the market value of their policy at the time of reset is higher than the current guarantee amount, the gains are secured. The BMO GIF 100/100 guarantee option provides monthly resets to the maturity guarantee amount, ensuring your clients benefit from market upswings without any manual intervention.
2. Death Benefit Guarantee beyond age 80: Do you have older clients? You can offer them 100% Death Benefit protection on all deposits made before their 85th birthday. This feature is available exclusively with BMO GIF 75/100 Plus.
3. Popular chargeback sales charge options: BMO GIFs come with several chargeback sales charge options, offering competitive first-year commissions. ^{footnote 22} Clients with fee-based accounts can also select an F-class option, available in either nominee or client name.
4. Automatic Prestige Class pricing: High-net-worth clients can benefit from Prestige Class pricing on all BMO GIF guarantee options. This solution helps maximize their investments for greater wealth transfer. Once your client holds at least $250,000 in one or more GIF contracts, they automatically receive a lower MER—no paperwork required.
5. World-class investment opportunities: Your clients will have access to a variety of investment options managed by BMO Asset Management, part of BMO Global Asset Management. These options include low-cost equity and fixed income ETFs, sustainable investing solutions, and asset allocation solutions for broad diversification at all risk tolerance levels.

Did you know?

• We offer access to passive index options including the S&P 500 and NASDAQ 100 
• BMO Insurance pays a full 1% commission trailer on all fixed income funds in the Advisor Series.

BMO Asset Management is one of Canada's leading issuers of ETFs, managing over $99.5 billion in ETF  assets. ^{footnote 33}

Have questions? Reach out to a member of our investment product sales team.