Preparing for the next generation of digital payments with Visa Agentic Ready
Growth & Strategy, Technology & Innovation
Updated 
2 min. read
The way we shop and pay is evolving—and BMO is helping shape what comes next.Visa has expanded its Agentic Ready program to Canada, and BMO is proud to be among the early Canadian banks participating. The program explores how trusted AI technology could one day help you complete everyday tasks — like shopping, booking, and paying more easily, while keeping security and control front and centre.What’s Changing?In the future, AI assistants may be able to help with more than just recommendations. With your permission, they could:
- Find the right product or service
- Take care of routine purchases
- Complete payments securely on your behalf
Behind the scenes, these capabilities are designed to augment what you can do, for example, handling routine tasks through automation, while adapting to your preferences over time to deliver more personalized experiences. The goal is less effort, and more confidence in every transaction. Visa’s Agentic Ready program helps banks test these ideas safely — before they ever become part of everyday banking.
Designed around you
At BMO, we see the future of AI in banking as one that works around your needs to make your future experiences:
- Easier – fewer steps and less friction
- Smarter – support that adapts to your preferences
- Secure – backed by the same trusted protections you rely on today
No matter how these experiences evolve, you remain in full control at all times, with clear consent, transparency, and strong safeguards built in from the start.
Why BMO
At BMO, we take a thoughtful approach to innovation — exploring new technology early so we can deliver better, simpler, and more secure experiences for our clients when it matters most.
Built on a foundation of trust
As new technologies emerge, trust matters more than ever.That’s why the Canadian Agentic Ready program has been designed with strong privacy, security, and consumer protection standards. Visa is working closely with BMO and other Canadian financial institutions to ensure any future payment experiences meet the expectations of Canadian clients.
Looking Ahead
AI driven commerce is still emerging, but preparing today helps ensure tomorrow’s innovations are safe, intuitive, and focused on what matters most to you. The goal is banking that works harder for you — more intuitive, more responsive, and built on the security you already trust.We will be sharing more about Visa Agentic Ready in the weeks ahead. For now, Visa’s article Enabling AI agents to buy securely and seamlessly provides helpful background and additional details.
The information above is provided for general informational purposes only and does not represent a current product or service. Any BMO offerings would be subject to applicable laws and explicit client consent.
