BMO at a Glance

Lisa Levac
 

Who We Are

Established in 1817, BMO Financial Group is a highly diversified financial services provider based in North America.

This is who we are:

8thlargest

bank in North America by assets

$774B

in total assets

An engaged and diverse team of employees


Three operating groups

Personal and Commercial Banking

BMO Wealth Management

BMO Capital Markets


We serve

12+M

customers globally

8+M

personal and commercial customers in Canada

2+M

personal, small business and commercial customers in the United States


Named one of the World’s Most Ethical Companies® in 2018 by the Ethisphere institute

Signatory to the UN Principles for Responsible Investment

#2

Customers ranked BMO the second most reputable among U.S. banks

Based on American Banker and the Reputation Institute’s customer surveys of the 40 largest U.S. banks by assets.


 

Earnings per share growth (%)

Earnings per share growth -  2016 BMO reported: 5.3%; 2016 BMO adjusted: 7.4%; 2017 BMO reported: 14.5%; 2017 BMO adjusted: 8.5%; 2018 BMO reported: 3.1%; 2018 BMO adjusted: 10.1%;

Total shareholder return (%)

Total shareholder return –  2016 BMO: 3.3%; 2016 S&P/TSX Composite Index: -3.4%; 2017 BMO: 13.3%; 2017 S&P/TSX Composite Index: 6.7%; 2018 BMO: 10.5%; 2018 S&P/TSX Composite Index: 5.4%;

 

Medium-term objectives 2018 financial performance
Adjusted EPS growth of 7% to 10% 10.1%
Adjusted ROE of 15% or more 14.6%
Adjusted net operating leverage of 2% or more 1.2%
Capital ratios that exceed
regulatory requirements
11.3% CET1 Ratio

A 190-Year Dividend Record

BMO Financial Group has the longest-running dividend payout record of any company in Canada, at 190 years. BMO common shares had an annual dividend yield of 3.8% at October 31, 2018.

Compound annual growth rate

7.2%

BMO 15-year

5.2%

BMO 5-year

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Dividends Declared ($ per share)

  • 2006: 2.26
  • 2007: 2.71
  • 2008: 2.80
  • 2009: 2.80
  • 2010: 2.80
  • 2011: 2.80
  • 2012: 2.82
  • 2013: 2.94
  • 2014: 3.08
  • 2015: 3.24
  • 2016: 3.40
  • 2017: 3.56
  • 2018: 3.78

Refocused
strategic priorities

  1. Drive leading growth in priority areas by earning customer loyalty
  2. Simplify, speed up, and improve productivity
  3. Harness the power of digital and data to grow
  4. Be leaders in taking and managing risk, consistent with our overall risk appetite
  5. Activate a high-performance culture

 
Personal and Commercial Banking and Wealth Management footprint
Additional Commercial Banking, Wealth Management and Capital Markets footprint
Additional Commercial Banking offices
Additional Wealth Management offices
BMO Capital Markets offices
Map of the world showing BMO's North American footprint.

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Personal and Commercial Banking and Wealth Management footprint
Additional Commercial Banking, Wealth Management and Capital Markets footprint
Additional Commercial Banking offices
Additional Wealth Management offices
BMO Capital Markets offices

BMO's North American footprint

Personal and Commercial Banking and Wealth Management footprint

Canada

  • Alberta
  • British Columbia
  • Manitoba
  • New Brunswick
  • Newfoundland
  • Nova Scotia
  • Ontario
  • Prince Edward County
  • Québec
  • Saskatchewan
  • Northwest Territories
  • Nunavut
  • Yukon

United States

  • Arizona
  • Florida
  • Illinois
  • Indiana
  • Kansas
  • Minnesota
  • Montana
  • Wisconsin

Additional Commercial Banking, Wealth Management and Capital Markets footprint

  • California
  • Colorado
  • Georgia
  • Massachusetts
  • Maryland
  • New Jersey
  • New York
  • Ohio
  • Oregon
  • Texas
  • Utah
  • Virginia
  • Washington

Additional Commercial Banking offices

  • Atlanta, GA
  • Chevy Chase, MD
  • Columbus, OH
  • Dallas, TX
  • Irvine, CA
  • Rancho Cordova, CA
  • San Francisco, CA

Additional Wealth Management offices

  • Portland, OR
  • Salt Lake City, UT
  • Palo Alto, CA

BMO Capital Markets offices

  • Ashburn, VA
  • Atlanta, GA
  • Avondale, AZ
  • Bethesda, MD
  • Boca Raton, FL
  • Boston, MA
  • Buffalo, NY
  • Chicago IL
  • Denver CO
  • Houston TX
  • Mexico City, Mexico
  • Milwaukee WI
  • Minneapolis MN
  • Montreal, QC
  • New York City, NY
  • San Francisco, CA
  • Seattle, WA
  • Summit, NJ
  • Toronto, ON
  • Vancouver, BC

International offices

BMO Capital Markets

  • Abu Dhabi
  • Beijing
  • Dublin
  • Guangzhou
  • Hong Kong
  • London
  • Melbourne
  • Mumbai
  • Paris
  • Rio de Janeiro
  • Shanghai
  • Singapore
  • Taipei
  • Zurich

BMO Wealth Management

Europe and Middle East

  • Abu Dhabi
  • Amsterdam
  • Edinburgh
  • Frankfurt
  • Geneva
  • Lisbon
  • London
  • Madrid
  • Milan
  • Munich
  • Paris
  • Stockholm
  • Zurich

Asia-Pacific

  • Beijing
  • Guangzhou
  • Hong Kong
  • Shanghai
  • Singapore
  • Sydney

 


70%

An estimated 70% of corporate customers have cross-border needs.

31%

The metropolitan areas that comprise the majority of BMO’s strategic U.S. footprint account for approximately 31% of overall U.S. GDP.