Annual Report 2016

Consolidated Financial Statements

Consolidated Balance Sheet

As at October 31 (Canadian $ in millions)   2016   2015

The accompanying notes are an integral part of these consolidated financial statements.

Certain comparative figures have been reclassified to conform with the current year’s presentation.

Assets

       

Cash and Cash Equivalents (Note 2 PDF)

$ 31,653 $ 40,295

Interest Bearing Deposits with Banks (Note 2 PDF)

  4,449   7,382

Securities (Note 3 PDF)

       
Trading   84,458   72,460
Available-for-sale   55,663   48,006
Held-to-maturity   8,965   9,432
Other   899   1,020
    149,985   130,918

Securities Borrowed or Purchased Under Resale Agreements (Note 4 PDF)

  66,646   68,066

Loans (Notes 4 and 6 PDFs)

       
Residential mortgages   112,277   105,918
Consumer instalment and other personal   64,680   65,598
Credit cards   8,101   7,980
Businesses and governments   175,597   145,076
    360,655   324,572
Allowance for credit losses (Note 4 PDF)   (1,925)   (1,855)
    358,730   322,717

Other Assets

       
Derivative instruments (Note 8 PDF)   39,183   38,238
Customers’ liability under acceptances (Note 12 PDF)   13,021   11,307
Premises and equipment (Note 9 PDF)   2,147   2,285
Goodwill (Note 11 PDF)   6,381   6,069
Intangible assets (Note 11 PDF)   2,178   2,208
Current tax assets   906   561
Deferred tax assets (Note 23 PDF)   3,101   3,162
Other (Note 12 PDF)   9,555   8,673
    76,472   72,503

Total Assets

$ 687,935 $ 641,881

Liabilities and Equity

       
Deposits (Note 13 PDF) $ 473,372 $ 438,169

Other Liabilities

       
Derivative instruments (Note 8 PDF)   38,227   42,639
Acceptances (Note 14 PDF)   13,021   11,307
Securities sold but not yet purchased (Note 14 PDF)   25,106   21,226
Securities lent or sold under repurchase agreements (Note 14 PDF)   40,718   39,891
Current tax liabilities   81   102
Deferred tax liabilities (Note 23 PDF)   242   265
Other (Note 14 PDF)   50,401   43,953
    167,796   159,383

Subordinated Debt (Note 15 PDF)

  4,439   4,416

Equity

       
Preferred shares (Note 16 PDF)   3,840   3,240
Common shares (Note 16 PDF)   12,539   12,313
Contributed surplus   294   299
Retained earnings   21,205   18,930
Accumulated other comprehensive income   4,426   4,640
Total shareholders’ equity   42,304   39,422
Non-controlling interest in subsidiaries (Note 16 PDF)   24   491

Total Equity

  42,328   39,913

Total Liabilities and Equity

$ 687,935 $ 641,881
 

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