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Please confirm you meet the minimum income requirements for this card by answering the following question(s):

Is your annual individual income

Annual income before taxes and deductions

or more? Or I spend $2,100 or more each month on my credit cards combined.

BMO Prepaid Travel MasterCard - desktop banner BMO Prepaid Travel MasterCard - mobile banner

Enjoy safe, convenient access to funds – at home or while you travel – with no interest charges.

BMO® Prepaid Travel MasterCard®*

BMO Prepaid Travel MasterCard Image
A secure payment card loaded
with your own money.
No Interest Rate
NA for Purchases8
$6.95 Annual Fee8


Card Benefits

Explore our world-class features that save time and money.

Safety & Security

Use your card with confidence, knowing you're always protected.

Other Card Services & Tools

Make purchases or access your funds, no matter where you are.


Card Benefits

Card Benefits

Explore our world-class features that save time and money.

Get cash or make purchases anywhere MasterCard is accepted while receiving protection against unauthorized use — making it safer than carrying cash.

Use Your Funds

Preload your BMO Prepaid Travel MasterCard with your own money. Then spend or withdraw cash anywhere MasterCard is accepted, without paying interest.

Load Cash Easily

Move money as a bill payment onto your card — from $100 to $10,000 CDN.29

Make Purchases Globally

Use your prepaid card at any of the 30 million locations MasterCard is accepted, and get cash at over a million ATMs.23

Features Of Every Card

Extended Warranty

Save the cost of buying optional extended warranty insurance on your next purchase by paying with your BMO credit card. This coverage doubles the original manufacturer's warranty period up to a maximum of one additional year.40

Download insurance certificate (PDF) for full-coverage details

Purchase Protection

Get added protection – items bought with your card are automatically insured against theft or damage for 90 days from date of purchase.40

Download insurance certificate (PDF) for full-coverage details

Zero Dollar Liability30

Get free protection from both theft and fraudulent use of your card. If your card is used without your authorization, you will not be liable if:
  • You did not contribute to the unauthorized use
  • You used reasonable care to safeguard your card and PIN
  • You notify us by telephone within 24 hours if you learn of the loss, theft or misuse of your card or cheques, or after you suspected that someone else knows your PIN
  • You have not reported two or more unauthorized transactions in the last 12 months, and your account is in good standing.
If you don't meet these criteria, you will be liable for all charges incurred in connection with the unauthorized use.

Help Around the World and Lost or Stolen Card Replacement Funds from MasterCard Global Service

Whether you've left your wallet in the airport or are lost in Paris and need to locate an ATM, you can call us 24 hours a day, 365 days a year. We'll connect you with a representative who speaks your language, and can help with:
  • Lost or stolen cards
  • Emergency replacement cards or up to $500 in emergency funds23
  • Locate an ATM that accepts MasterCard, Maestro®*, and Cirrus®* brands
  • Access account-related information
  • Access any applicable card benefits