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HomePersonal BankingWealth ManagementSmall BusinessCommercialCorporate & InstitutionalAbout BMO

Bank Accounts

Primary Chequing

Choose from a variety of Bank Plans to suit your daily banking needs.

Premium Rate Savings

Earn interest on your savings every day and access your money when needed.

U.S. Dollar Accounts

Shop, travel and exchange currency using BMO’s U.S. dollar solutions.

Why Bank with BMO?

24/7 Banking

Pay bills, transfer funds and monitor your investments securely online or from your smartphone.1

1 Plan, 20 Accounts

Choose one Bank Plan, hold multiple accounts and reduce your monthly fees.2

900+ Branch Locations

Visit a branch or ATM in Canada, plus have access to BMO Harris Bank ATMs in the U.S.


Collect AIR MILES reward miles on credit card purchases and bank account transactions.

PowerSwitch® to BMO

Move your pre-authorized payments hassle-free from your current bank to BMO with PowerSwitch.

Budget with MoneyLogicTM

Track your spending and set savings goals with our free, online money-management tool.

1 Subject to interruptions in telecommunications or online systems or in power supply or any other factor or event beyond the control of Bank of Montreal.

2 Up to 20 Primary Chequing or Premium Rate Savings accounts are eligible to be opened under the Bank Plan of your choice for one monthly Plan fee, subject to the Bank Plan's monthly transaction limits. You are responsible for all transactions, services and products fees not included in the Bank Plan.