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HomePersonal BankingWealth ManagementSmall BusinessCommercialCorporate & InstitutionalAbout BMO

Kids Bank Accounts (Children 12 and under)

Introduce your kids to banking with a bank account of their own. Our BMO Kids Discounted Bank Plans allow your child to hold as many individual or joint chequing and savings accounts as they need, for one monthly bank plan fee.1

Our Kids Discounted Bank Plans feature a discount of $9.95 per month on your child's monthly bank plan fee – that's a savings of up to $119.40 per year. And if you choose the Plus Plan, there's no monthly plan fee on your kid's bank accounts.20

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Smart Saver Account
Premium Rate Savings Account