Consolidated Financial Statements

Consolidated Balance Sheet

Download the Consolidated Balance Sheet Excel file
As at October 31 (Canadian $ in millions)   2010   2009

The accompanying notes are an integral part of these consolidated financial statements.

Certain comparative figures have been reclassified to conform with the current year’s presentation.

Assets

       

Cash and Cash Equivalents

(Note 2 50KB - PDF)
$ 17,368 $ 9,955

Interest Bearing Deposits with Banks

(Note 2 50KB - PDF)
  3,186   3,340

Securities

 (Note 3 79KB - PDF)
       
Trading   71,710   59,071
Available-for-sale   50,543   50,257
Other   1,146   1,485
    123,399   110,813

Securities Borrowed or Purchased Under Resale Agreements

(Note 4 70KB - PDF)
  28,102   36,006

Loans

 (Notes 4 70KB - PDF) and ( 8 53KB - PDF)
       
Residential mortgages   48,715   45,524
Consumer instalment and other personal   51,159   45,824
Credit cards   3,308   2,574
Businesses and governments   68,338   68,169
    171,520   162,091
Customers’ liability under acceptances   7,001   7,640
Allowance for credit losses   (1,878)   (1,902)
    176,643   167,829

Other Assets

       
Derivative instruments (Note 10 87KB - PDF)   49,759   47,898
Premises and equipment (Note 11 46KB - PDF)   1,560   1,634
Goodwill (Note 13 53KB - PDF)   1,619   1,569
Intangible assets (Note 13 53KB - PDF)   812   660
Other (Note 14 46KB - PDF)   9,192   8,754
    62,942   60,515

Total Assets

$ 411,640 $ 388,458

Liabilities and Shareholders’ Equity

       

Deposits

 (Note 15 55KB - PDF)
       
Banks $ 19,435 $ 22,973
Businesses and governments   130,773   113,738
Individuals   99,043   99,445
    249,251   236,156

Other Liabilities

       
Derivative instruments (Note 10 87KB - PDF)   47,970   44,765
Acceptances (Note 16 46KB - PDF)   7,001   7,640
Securities sold but not yet purchased (Note 16 46KB - PDF)   16,438   12,064
Securities lent or sold under repurchase agreements (Note 16 46KB - PDF)   47,110   46,312
Other (Note 16 46KB - PDF)   17,414   15,938
    135,933   126,719

Subordinated Debt

 (Note 17 42KB - PDF)
  3,776   4,236

Capital Trust Securities

(Note 18 60KB - PDF)
  800   1,150

Shareholders’ Equity

       
Share capital (Note 20 59KB - PDF)   9,498   8,769
Contributed surplus   92   79
Retained earnings   12,848   11,748
Accumulated other comprehensive loss   (558)   (399)
    21,880   20,197

Total Liabilities and Shareholders’ Equity

$ 411,640 $ 388,458
Signature: William A. Downe

William A. Downe
President and Chief Executive Officer

Signature: Philip S. Orsino

Philip S. Orsino
Chairman, Audit Committee

|