BMO No Annual Fee Student Credit Cards
Best BMO Cash Back Credit Card
Welcome offer: Get 5% cash back in your first 3 months.1
Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!2a,2b,2c,2d
Get a 1.99% introductory interest rate on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred.8
Get cash back every time you spend, plus start building a healthy credit history.
No annual fee.3
Best BMO AIR MILES®† Credit Card
Get 3x the Miles for every $25 spent at participating AIR MILES Cash Reward Partners.6
Get 1 Mile for every $25 in credit card purchases.5
Get AIR MILES back every time you spend, plus start building a healthy credit history.
No annual fee.3
How much do you spend on your credit card each month?
BMO CashBack® Mastercard®*
First Year Welcome Bonuscash back
Total Cash Back Earned1st Year
- Use of the Rewards calculator is for illustrative purposes only. The calculation reflects 20% of monthly spend on eligible grocery, 10% on eligible recur bill payments, and 70% of the spend on all other card purchases. Values displayed as May 1st, 2020.
BMO AIR MILES®† Mastercard®*
First Year Welcome BonusAIR MILES Reward Miles
Total Reward Miles earned1st Year
Enjoy more credit card benefits and earn extra rewards
Save the cost of buying optional extended warranty insurance on your next purchase by paying with your BMO credit card. This coverage doubles the original manufacturer's warranty period up to a maximum of one additional year.
Get added protection – items bought with your card are automatically insured against theft or damage for 90 days from date of purchase.
Receive a Discount on Car Rentals9
When you use your card to rent a car at participating National Car Rental and Alamo Rent A Car locations, you’ll receive up to 25% discount.
5x the Miles on Groceries11
(BMO AIR MILES Mastercard only)
Get topped-up to 5x the AIR MILES Reward Miles on groceries until May 31, 2021. Use any BMO AIR MILES credit card with your AIR MILES Card when you shop at Sobeys, Safeway, Foodland & Participating Co-op’s, Urban Fresh, Thrifty Foods, IGA, Les Marchés Traditions and Rachelle Béry.11