No Annual Fee Credit Cards


BMO CashBack Mastercard

BMO CashBack® Mastercard®*

Get a response in under 60 seconds!

  • Welcome Offer: Get 5% cash back in your first 3 months.1

  • Get a 1.99% introductory interest rate  on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred.12

  • Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!2a,2b,2c,2d

  • Save up to 25% off rentals at participating National Car Rental®#† and Alamo Rent A Car®#† locations.3


Annual fee4
$0
Purchases4
19.99%
Cash advances4
22.99%
(21.99% for Quebec residents)4

BMO AIR MILES Mastercard

BMO AIR MILES®† Mastercard®*

Get a response in under 60 seconds!

  • Welcome offer:  Get 800 AIR MILES Bonus Miles!5 That’s enough for $80 towards purchases with AIR MILES Cash.6

  • Get a 1.99% introductory interest rate on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred.7

  • Get 3x the Miles for every $25 spent at participating AIR MILES Reward Partners.9

  • Get 1 Mile for every $25 spent everywhere else.8

  • Double Dip at AIR MILES sponsored locations.10


Annual fee4
$0
Purchases4
19.99%
Cash advances4
22.99%
(21.99% for Quebec residents)4


Rewards Calculator


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$0
$5,000
BMO CashBack Mastercard

BMO CashBack® Mastercard®*


Rewards summary
First Year Welcome Bonus
cash back
Total Cash Back Earned
1st Year
Get 3% cash back on grocery purchases2b
Get 1% cash back on recurring bill payments2c
Get 0.5% cash back on all other purchases2d
  • Use of the Rewards calculator is for illustrative purposes only. The calculation reflects 20% of monthly spend on eligible grocery, 10% on eligible recur bill payments, and 70% of the spend on all other card purchases. Values displayed as May 1st, 2020.
BMO AIR MILES Mastercard

BMO AIR MILES®† Mastercard®*


Rewards summary
Welcome Bonus
AIR MILES Reward Miles
Total Reward Miles earned
1st Year
Get 3x the Miles for every $25 spent at participating AIR MILES Reward Partners.9

Get 1 Mile for every $25 spent everywhere else.8
travel
merchandise

Use of the AIR MILES Rewards Miles calculator is for illustrative purposes only. Based on the calculation that 20% of spend per month are purchases made at participating AIR MILES Reward Partners. Values displayed as of May 3, 2021.

Enjoy more credit card benefits and earn extra rewards