No Annual Fee Credit Cards
Welcome Offer: Get 5% cash back in your first 3 months.1
Get a 1.99% introductory interest rate on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred.12
Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!2a,2b,2c,2d
Save up to 25% off rentals at participating National Car Rental®#† and Alamo Rent A Car®#† locations.3
Get a 1.99% introductory interest rate on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred.7
Get 3x the Miles for every $25 spent at participating AIR MILES Reward Partners.9
Get 1 Mile for every $25 spent everywhere else.8
Double Dip at AIR MILES sponsored locations.10
How much do you spend on your credit card each month?
BMO CashBack® Mastercard®*
First Year Welcome Bonuscash back
Total Cash Back Earned1st Year
- Use of the Rewards calculator is for illustrative purposes only. The calculation reflects 20% of monthly spend on eligible grocery, 10% on eligible recur bill payments, and 70% of the spend on all other card purchases. Values displayed as May 1st, 2020.
BMO AIR MILES®† Mastercard®*
Welcome BonusAIR MILES Reward Miles
Total Reward Miles earned1st Year
Enjoy more credit card benefits and earn extra rewards
Get added protection – items bought with your card are automatically insured against theft or damage for 90 days from date of purchase.
Receive a discount on car rentals3
When you use your card to rent a car at participating National Car Rental and Alamo Rent A Car locations, you'll receive up to 25% discount.
FREE additional cards
You don't pay additional fees when you add cardholders to your account.
Save the cost of buying optional extended warranty insurance on your next purchase by paying with your BMO credit card. This coverage doubles the original manufacturer's warranty period up to a maximum of one additional year.